9046 Murphy Rd, Cotton, MN 55724 Property Records

St. Louis County property record for 9046 Murphy Rd, Cotton, MN 55724

Property Summary

Property TypeSeasonal / Vacation Home
Details192 sqft
Lot Size19.5 acres (851,162 sqft)
OwnerIndividual Name on File
Tax Bill$692 (2026)
Flood ZoneZone A (high risk)
APN305-0020-03015

Property Details

APN / Parcel Number

Primary APN305-0020-03015
Alternative APN
  • 967772

Interior

Stories1 Story
Building Area192 sqft Base Area
1st Floor Area192 sqft

Exterior

Exterior MaterialMetal
Lot Area851,162 sqft (19.5 acres)
Garage Area720 sqft

Location & Zoning

Account Number967772
Street Address9046 MURPHY RD
CityCOTTON
StateMN
Zip55724
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeSMU
Legal DescriptionPART OF LOT 5 BEG AT NW CORNER THENCE S400 FT THENCE E TO A CREEK THENCE SEALONG CREEK TO W SIDE OF LOOP INWHITEFACE RIVER
Legal Range17W
Legal Township54N
Legal Section17
Legal SubdivisionCOTTON TOWN OF
Legal Lot Number5T
JurisdictionST LOUIS MN
Township / Civil DivisionCOTTON
Census Block Group1
Census Block1179
Census Tract11402

Owner

9046 Murphy Rd, a residential property, is owned by an individual.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address1202 W TAYLOR AVE, CLOQUET, MN 55720-1558
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 9046 Murphy Rd was $692, up 6.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionCotton Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$692.00 (+6.79%)
2025$648.00 (+2.21%)$63,900 (+3.06%) Land $50,200 Building $13,700$63,900 (+3.06%) Land $50,200 Building $13,700
2024$634.00$62,000 Land $48,900 Building $13,100$62,000 Land $48,900 Building $13,100
2022$58,300 Land $40,600 Building $17,700$58,300 Land $40,600 Building $17,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9046 Murphy Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9046 Murphy Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Murphy Rd

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