9045 Stout Rd, Cuba, NY 14727 Property Records

Allegany County and Cuba Town property record for 9045 Stout Rd, Cuba, NY 14727

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,720 sqft · built 1985
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Company Names on File
Last Sale	$165,000 (Jan 2026)
Tax Bill	$3,257 (2025)
Deeds & Mortgages	Jul 2026 Sale Jan 2026 Sale & Mortgage + 2 more
APN	`024889 193.-1-45.2`

Property Details

APN / Parcel Number

Primary APN	`024889 193.-1-45.2`
Alternative APNs	`488919300000010450020000` `00000002056`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	113,256 sqft (2.6 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000002056
Street Address	9045 STOUT RD
City	CUBA
State	NY
Zip	14727-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GL 33
Legal Block	1
Legal Lot Number	45.002
Jurisdiction	ALLEGANY NY
Township / Civil Division	CUBA
Census Block Group	3
Census Block	3023
Census Tract	950500

Owner

Source: Allegany County and Cuba Town records · APN 024889 193.-1-45.2

Assessment roll updated April 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	9045 STOUT RD, CUBA, NY 14727-9722
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer
Jan 16, 2026	Warranty Deed, Transfer FIVE STAR BANK
Nov 05, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES DEPT/AGRICULTURE
Jan 05, 2017	Warranty Deed, Transfer DEPARTMENT OF HSNG SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Deed Document Number	20262026-64428
Last Transfer Date	May 08, 2026
Transfer Doc	0000069037
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Jul 13, 2026
Property Address	9045 STOUT RD, CUBA, NY 14727-9722
Document Number	0000069037
Instrument Date	May 08, 2026
Instrument	202669037
Transaction Type	Transfer
Record Updated	Aug 05, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9045 STOUT RD, CUBA, NY 14727-9722

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Jan 16, 2026
Property Address	9045 STOUT RD, CUBA, NY 14727-9722
Document Number	0000004428
Instrument Date	Jan 14, 2026
Instrument	2026-64428
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 STEVENS AVE, CUBA, NY 14727-1521

Mortgage

Document Number	0000004429
Date	Jan 16, 2026
Instrument	2026-64429

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY NY
Property Address	9045 STOUT RD, CUBA, NY 14727-9722
Document Number	0000004989
Instrument Date	Nov 05, 2019
Transaction Type	Mortgage
Record Updated	Dec 05, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9045 STOUT RD CUBA NY 147279722, CUBA, NY 14727-9722

Mortgage

Document Number	0000004989
Date	Nov 14, 2019
Instrument	4989

Lender

Name	UNITED STATES DEPT/AGRICULTURE
Address	PO BOX 66889, ST LOUIS, MO 63166-6889

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Nov 13, 2052

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Jan 05, 2017
Property Address	9045 STOUT RD, CUBA, NY 14727-9722
Document Number	0000087860
Instrument Date	Jan 04, 2017
Instrument	87860
Transaction Type	Transfer
Record Updated	Jan 12, 2017
Title Company	STEWART TITLE, STEWART TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3936 JOHNSON PL SCIO NY 148809618, SCIO, NY 14880-9618

Mortgage

Document Number	87861,
Date	Jan 05, 2017
Instrument	87861

Lender

Name	DEPARTMENT OF HSNG SVCS
Address	SAINT LOUIS, MO 63166

Agreement

Amount	Amount Recorded
Term	396 Months
Due	Jan 04, 2050

Tax Assessment & Valuation

Source: Allegany County and Cuba Town records · Assessment roll updated April 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Cuba Town
Unified School District	Cuba-Rushford Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,257.00 (+149.2%)	$94,100 (-20.92%) Land $11,200 Building $82,900	$96,020 (-19.31%) Land $11,429 Building $84,591
2024	$1,307.00	$119,000 (-12.05%) Land $17,800 Building $101,200	$119,000 (-12.05%) Land $17,800 Building $101,200
2023		$135,300 Land $17,800 Building $117,500	$135,300 Land $17,800 Building $117,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360039505003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Armstrong Holdings Fiber	1,000 / 1,000

Based on FCC filings for 17 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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