Monroe County property record for 9045 Schroeder Rd, Riga, MI 49276
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,996 sqft |
| Lot Size | 5.03 acres (219,107 sqft) |
| Owner | Company Name on Record |
| Last Sale | $167,750 (Nov 2002) |
| Tax Bill | $2,924 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-018-011-01 |
| Primary APN | 15-018-011-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,996 sqft Living Area |
| 1st Floor Area | 1,996 sqft |
| Basement Area | 1,209 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 219,107 sqft (5.03 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9045 SCHROEDER RD |
|---|---|
| City | RIGA |
| State | MI |
| Zip | 49276-9640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG1 |
| Legal Description | PER SURVEY SEC 18 T8S R6E 5.0375 AC COM AT W 1/4 COR OF FRL SEC 18 TH S 89 DEG 06'09"E ALG N LI OF SW 1/4 ALSO BEING CL OF |
| Legal Range | 06E |
| Legal Township | 08S |
| Legal Section | 18 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | WHITEFORD |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 833000 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9045 SCHROEDER RD, RIGA, MI 49276-9640 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2002 · Amount on Record |
| Deed Sale | Nov 7, 2002 · Amount on Record |
| Prior Sale | May 18, 1999 · Amount on Record |
| Last Transfer Date | May 6, 2016 |
| Transfer Doc | 0000009985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 9045 SCHROEDER RD, RIGA, MI 49276-9640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019540 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 2018R19540 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Whiteford Township |
| Unified School District | Whiteford Agricultural School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,000 (+27.56%) Land $137,000 | $274,000 (+27.56%) Land $274,000 | |
| 2025 | $2,924.00 (-1.05%) Homeowner's exemption | ||
| 2024 | $2,955.00 (+10.55%) | ||
| 2023 | $2,673.00 Homeowner's exemption | $107,400 | $214,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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