9045 Gloucester Rd, Woodridge, IL 60517 Property Records

DuPage County property record for 9045 Gloucester Rd, Woodridge, IL 60517

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,622 sqft · built 2020
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$551,500 (Sep 2020)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-06-400-048`

Property Details

APN / Parcel Number

Primary APN	`10-06-400-048`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,622 sqft Living Area
Gross Area	3,907 sqft
Basement Area	1,285 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Area	726 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	9045 GLOUCESTER RD
City	WOODRIDGE
State	IL
Zip	60517-6203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	GALLAGHER & HENRYS FARMINGDALE VLG UNIT 26 ALL
Legal Subdivision	GALLAGHER & HENRYS FARMINGDALE VLG
Legal Lot Number	44
Legal Unit	26
Jurisdiction	DU PAGE IL
Township / Civil Division	DOWNERS GROVE
Census Block Group	1
Census Block	1027
Census Tract	845808

Owner

9045 Gloucester Rd is owned and occupied by two individuals who bought it in September 2020.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9045 GLOUCESTER RD, WOODRIDGE, IL 60517-6203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 24, 2020	Deed, Transfer · VA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Deed Document Number	2020108290
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	9045 GLOUCESTER RD, WOODRIDGE, IL 60517-6203
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105104
Date	Jul 12, 2021
Instrument	R2021-105104

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate	2.37%

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 24, 2020
Property Address	9045 GLOUCESTER RD, WOODRIDGE, IL 60517-6203
Document Number	0000108290
Map Reference	DOC R2015-115680
Instrument Date	Sep 3, 2020
Instrument	R2020-108290
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$551.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2801 W JEFFERSON ST, 2801, JOLIET, IL 60435-5299

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9045 GLOUCESTER RD, WOODRIDGE, IL 60517-6203

Mortgage

Document Number	0000108291
Date	Sep 24, 2020
Instrument	R2020-108291

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Downers Grove Township
Municipality	Woodridge Village
Elementary School District	Center Cass School District 66 (PK - 08)
Secondary School District	Community High School District 99 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$225,382 Land $64,861 Building $160,521	$676,146 Land $194,583 Building $481,563
2022	Homeowner's exemption Veteran's exemption	$183,570 Land $52,820 Building $130,750	$550,710 Land $158,460 Building $392,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9045 Gloucester Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9045 Gloucester Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODRIDGE serves 33,566 people · EPA ID IL0431250
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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