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9045 98th Ave, Largo (Seminole), FL 33777 Property Records

Pinellas County property record for 9045 98th Ave, Largo, FL 33777

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,559 sqft · built 1995
Lot Size1.88 acres (81,967 sqft)
Owner2 Individual Names on Record
Tax Bill$4,532 (2025)
Deeds & MortgagesJul 2026 Sale
Apr 2020 Line of Credit
Flood ZoneZone AE (high risk)
APNC62-000-751-9290-6

Property Details

APN / Parcel Number

Primary APNC62-000-751-9290-6
Alternative APNs
  • 23-30-15-70704-100-1402
  • 301523707041001402
  • 153023707041001402
  • R251471

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,559 sqft Living Area
Gross Area3,589 sqft
1st Floor Area2,559 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCustom Design
Exterior MaterialBrick/Concrete Block Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area81,967 sqft (1.88 acres)
View / LotPond
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area568 sqft
Deck Area550 sqft
Patio Area550 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR251471
Street Address9045 98TH AVE
CitySEMINOLE
StateFL
Zip33777-1721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE
Legal DescriptionPINELLAS GROVES NE 1/4, SEC 23-30-15 PART OF LOTS 14 & 15 DESC AS FROM SW COR OF SD LOT 14 TH N00D2527E 488.32FT FOR POB TH N00D2527E 165.06FT TH S87D5808E 497.12FT TH S00D2233W 165.07FT TH N87D5808W 497.26FT TO POB
Legal Range15E
Legal Township30S
Legal Section23
Legal SubdivisionPINELLAS GROVES
Legal Tract70704
Legal Lot Number14,15
JurisdictionPINELLAS FL
Township / Civil DivisionST. PETERSBURG
Census Block Group2
Census Block2000
Census Tract25007

Owner

Source: Pinellas County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address9045 98TH AVE, SEMINOLE, FL 33777-1721
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 28, 2020Deed of Trust, Mortgage · Line of Credit
REGIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 14, 2026
Transfer Doc0000192248
Record UpdatedOct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateJul 20, 2026
Property Address9045 98TH AVE, SEMINOLE, FL 33777-1721
Document Number0000192248
Book / Page23631 / 2384
Instrument DateJul 14, 2026
Instrument2026192248
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address9045 98TH AVE, SEMINOLE, FL 33777-1721

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address9045 98TH AVE, SEMINOLE, FL 33777-1721
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0209810433
DateApr 28, 2020
Book Page20981/433
Instrument2020136310
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 13, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,532.00 (+10.38%)$284,781 (+5.99%)$537,297 (-9.34%) Land $155,243 Building $382,054
2023$4,106.00 (+2.55%) Homeowner's exemption$268,694 (+3%)$592,663 (+45.44%) Land $295,497 Building $297,166
2022$4,004.00 Homeowner's exemption$260,868$407,492 Land $169,546 Building $237,946

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 311 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies554 units insured
incl. 243 condo units
Nearby Flood Claims71 (1978–2025)
Claims Outside the SFHA5 of 71
Most Recent ClaimSep 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 15 claims
  • Hurricane Helene, Sep 2024 · 18 claims
  • Hurricane Elena, Sep 1985 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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