9043 Horizon Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 9043 Horizon Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,446 sqft · built 1985
Lot Size	0.435 acres (18,955 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Feb 2018)
Tax Bill	$3,103 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1392-0250`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1392-0250`
Alternative APNs	`00305146` `305146`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,446 sqft Living Area
Gross Area	2,873 sqft
1st Floor Area	2,446 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,955 sqft (0.435 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	392 sqft
Porch	Screened Porch
Porch Area	1,351 sqft
Deck Area	196 sqft
Patio Area	32 sqft
Utility Building	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00305146
Street Address	9043 HORIZON DR
City	SPRING HILL
State	FL
Zip	34608-5354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1392 LOTS 25 & 26 ORB 343 PG 996
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1392
Legal Lot Number	25,26
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2008
Census Tract	41104

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9043 HORIZON DR, SPRING HILL, FL 34608-5354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 14, 2018	Warranty Deed, Transfer COURTLAND TITLE SERVICES INC, COURTLAND TITLE SVCS INC
Oct 5, 2017	Warranty Deed, Transfer · Construction Mortgage WILLIAM N RUFFING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2018 · Amount on Record
Deed Sale	Feb 14, 2018 · Amount on Record
Prior Sale	Oct 5, 2017 · Amount on Record
Deed Document Number	20188941
Deed Book / Page	3553 / 211
Prior Transfer Date	Aug 12, 2016
Prior Transfer Doc	0033860929
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	9043 HORIZON DR, SPRING HILL, FL 34608-5354
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9043 HORIZON DR, SPRING HILL, FL 34608-5354

Mortgage

Document Number	0046300001
Date	Nov 6, 2025
Book Page	4630/1
Instrument	2025076672

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 14, 2018
Property Address	9043 HORIZON DR, SPRING HILL, FL 34608-5354
Document Number	0035530211
Book / Page	003553 / 000211
Instrument Date	Feb 8, 2018
Instrument	8941
Transaction Type	Transfer
Record Updated	Dec 26, 2018
Title Company	COURTLAND TITLE SERVICES INC, COURTLAND TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$1,295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9043 HORIZON DR SPRING HILL FL 346085354, SPRING HILL, FL 34608-5354

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 5, 2017
Property Address	9043 HORIZON DR, SPRING HILL, FL 34608-5354
Document Number	0035130256
Book / Page	003513 / 000256
Instrument Date	Sep 28, 2017
Instrument	56496
Transaction Type	Transfer
Record Updated	Dec 26, 2018
Title Company	COURTLAND TITLE SERVICES INC, COURTLAND TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13454 TWIN DOLPHIN DR BROOKSVILLE FL 346098852, BROOKSVILLE, FL 34609-8852
Investor	Possibly a Property Investor

Mortgage

Document Number	35130257
Date	Oct 5, 2017
Book Page	003513/000257
Instrument	56497

Lender

Name	WILLIAM N RUFFING
Address	905 E MARTIN LUTHER KING JR DR # 227, TARPON SPRINGS, FL 34689-4801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 4, 2018

Interest

Rate Type	Fixed Rate
Rate	12%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,103.00 (+30.93%) Homeowner's exemption	$207,365 (+5.99%)	$353,004 (+5.79%) Land $98,285 Building $254,719
2023		$195,651 (+3%) Land $195,651
2022	$2,370.00 Homeowner's exemption	$189,952	$333,688 Land $84,173 Building $249,515

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

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