9042 Twin Rivers Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 9042 Twin Rivers Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,698 sqft · built 1988
Lot Size	5.47 acres (238,273 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (Apr 2008)
Tax Bill	$3,572 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`34635`

Property Details

APN / Parcel Number

Primary APN	`34635`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,698 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	238,273 sqft (5.47 acres)
Garage Area	1,128 sqft
Porch	Slab
Deck Area	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9042 TWIN RIVERS LN
City	GLOUCESTER
State	VA
Zip	23061-3160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	MILLERS LANDING PARCEL 5 POPLAR SPRING BRANCH
Legal Subdivision	PLAT: PB20 994
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1007
Census Tract	100102

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9042 TWIN RIVERS LN, GLOUCESTER, VA 23061-3160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2008 · Amount on Record
Deed Sale	Apr 14, 2008 · Amount on Record
Deed Document Number	20082482
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	9042 TWIN RIVERS LN, GLOUCESTER, VA 23061-3160
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002549
Date	Jul 5, 2023
Instrument	230002549

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 26, 2053

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	9042 TWIN RIVERS LN, GLOUCESTER, VA 23061-3160
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	FIRST VA TITLE AND ESCROW LLC, 1ST VA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002719
Date	Jun 9, 2020
Instrument	200002719

Lender

Name	NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,572.00 (+8.05%)	$612,610 (+13.77%) Land $140,120 Building $472,490	$612,610 (+13.77%) Land $140,120 Building $472,490
2025	$3,306.00 (+12.07%)	$538,450 (+6.41%) Land $118,290 Building $420,160	$538,450 (+6.41%) Land $118,290 Building $420,160
2024	$2,950.00	$506,030 (-) Land $118,290 Building $387,740	$506,030 (-) Land $118,290 Building $387,740
2023	$2,950.00 (-7.96%)	$506,030 (+14.44%) Land $118,290 Building $387,740	$506,030 (+14.44%) Land $118,290 Building $387,740
2022	$3,205.00	$442,160 Land $108,530 Building $333,630	$442,160 Land $108,530 Building $333,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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