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9042 Saint Thomas Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 9042 Saint Thomas Ln, Charlotte, NC 28277

Property Summary

Property TypeTownhouse
Details2 bd · 3 ba · 1,723 sqft · built 1997
Lot Size0.048 acres (2,134 sqft)
OwnerIndividual Name on Record
Last Sale$238,000 (Jun 2020)
Tax Bill$3,196 (2023)
Deeds & MortgagesJun 2020 Sale
Oct 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN225-342-29

Property Details

APN / Parcel Number

Primary APN225-342-29

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,723 sqft Heated Area
Gross Area2,250 sqft
1st Floor Area693 sqft
Upper Floors Area1,030 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Exterior MaterialOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area2,134 sqft (0.048 acres)
Garage Area527 sqft
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number225-342-29
Street Address9042 SAINT THOMAS LN
CityCHARLOTTE
StateNC
Zip28277-8677
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-15PUD
Legal DescriptionL1A M28-698
Legal SubdivisionLAKES/RAINTREE PH 03 MAP 01
Legal Lot Number1A M28
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1006
Census Tract5817

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9042 SAINT THOMAS LN, CHARLOTTE, NC 28277-8677
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2020Warranty Deed, Transfer
MOREHEAD TITLE
Oct 12, 2017Loan Modification, Mortgage · Conventional Mortgage
CAPITAL ONE NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2020 · Amount on Record
Deed SaleJun 22, 2020 · Amount on Record
Prior SaleFeb 19, 2002 · Amount on Record
Deed Document Number0034716785
Deed Book / Page34716 / 785
Record UpdatedJun 7, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 22, 2020
Property Address9042 SAINT THOMAS LN, CHARLOTTE, NC 28277-8677
Document Number0000092140
Book / Page034716 / 000785
Instrument DateJun 22, 2020
Instrument92140
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyMOREHEAD TITLE

Transaction

AmountAmount Recorded
Tax$476.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9042 SAINT THOMAS LN CHARLOTTE NC 282778677, CHARLOTTE, NC 28277-8677

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address9042 SAINT THOMAS LN, CHARLOTTE, NC 28277-8677
Document Number0000033673
Instrument DateOct 12, 2017
Transaction TypeMortgage
Record UpdatedApr 11, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9042 SAINT THOMAS LN #1A CHARLOTTE NC 282778677, 1A, CHARLOTTE, NC 28277-8677

Mortgage

Document Number0000033673
DateMar 23, 2018
Book Page032546/000525
Instrument33673
Lender
NameCAPITAL ONE NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 22, 2033
Interest
Rate TypeAdjustable Rate
Rate2.5%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1990)
Most Recent ClaimOct 1990 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 35
Windstream
DSL		100 / 20

May also be available: AT&T.

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