9042 Finney Point Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 9042 Finney Point Dr, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,810 sqft · built 1980
Lot Size1.19 acres (52,065 sqft)
Owner2 Individual Names on File
Last Sale$342,000 (Apr 2019)
Tax Bill$2,146 (2025)
Deeds & MortgagesJun 2021 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN131M A 009

Property Details

APN / Parcel Number

Primary APN131M A 009
Alternative APN
  • 0000057441

Interior

Full Baths4 Baths
Stories1 Story
Building Area3,810 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area52,065 sqft (1.19 acres)
Lot Dimensions249 ft deep x 222 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000057441
Street Address9042 FINNEY POINT DR
CityOOLTEWAH
StateTN
Zip37363-8645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 85 STRATFORD PLACE SUB 32-55
Legal SubdivisionSTRATFORD PLACE
Legal Lot Number85
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group6
Census Block6011
Census Tract11311

Owner

9042 Finney Point Dr is owned and occupied by two individuals who bought it in April 2019.

Source: Hamilton County records, as of January 20, 2026

Owner of Record2 Individual Names on File
Mailing Address9042 FINNEY POINT DR, OOLTEWAH, TN 37363-8645
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 18, 2019Warranty Deed, Transfer
GENESEE VLY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2019 · Amount on File
Deed SaleApr 18, 2019 · Amount on File
Prior SaleSep 29, 2016 · Amount on File
Deed Document Number2019101
Deed Book / Page11617 / 216
Prior Transfer DateJun 4, 2004
Prior Transfer Doc0072000481
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address9042 FINNEY POINT DR, OOLTEWAH, TN 37363-8645
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000287
DateJun 29, 2021
Book Page12547/49
Instrument2021062900287
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 18, 2019
Property Address9042 FINNEY POINT DR, OOLTEWAH, TN 37363-8645
Document Number0418000101
Book / Page011617 / 000216
Instrument DateApr 16, 2019
Instrument190418000101
Transaction TypeTransfer
Record UpdatedMay 6, 2019
Title CompanyEQUI TITLE INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,265.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9042 FINNEY POINT DR OOLTEWAH TN 373638645, OOLTEWAH, TN 37363-8645

Mortgage

Document Number418000102
DateApr 18, 2019
Book Page011617/000218
Instrument190418000102
Lender
NameGENESEE VLY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
AmountAmount on Record
Term300 Months
DueApr 17, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 9042 Finney Point Dr was $2,146, up 11.5% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,146.00 (+11.48%)$141,600 (+64.51%)$566,400 (+64.51%) Land $75,000 Building $491,400
2024$1,925.00 (-0.47%)$86,075 (-)$344,300 (-) Land $55,000 Building $289,300
2023$1,934.00$86,075$344,300 Land $55,000 Building $289,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9042 Finney Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9042 Finney Point Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 57% of Tennessee
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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