Forsyth County property record for 9040 Ruby Ln, Gainesville, GA 30506 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,807 sqft Living Area |
| Lot Size | 20,038 sqft (0.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $785,000 (2022) |
| Tax Bill | $7,581.00 (2025) |
| Primary APN | 319-000-074 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,807 sqft Living Area |
| 1st Floor | 1,807 sqft 1st Floor |
| Basement Area | 516 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stone Exterior |
| Construction Type | Stone Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 500 sqft Garage |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 588 sqft Patio |
| Porch | Open Porch |
| Porch Area | 36 sqft Porch |
| View | Water View |
| Boat Access | Boat Access |
| Canopy Area | 30 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 0000184498 |
|---|---|
| Street Address | 9040 RUBY LN |
| City | GAINESVILLE |
| State | GA |
| Zip | 30506-5926 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 14-1 1294 TRACT 2 |
| Legal Subdivision | CENTRAL LAKE LANIER |
| Legal Tract | 2 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | FORSYTH GA |
| Minor Civil Division | CUMMING |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 130503 |
Source: Forsyth County records · APN 319-000-074
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9040 RUBY LN, GAINESVILLE, GA 30506-5926 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 03, 2025 | Deed of Trust, Mortgage · Line of Credit DELTA COMMUNITY CREDIT UNION |
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| May 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK |
| Dec 18, 2021 | Warranty Deed, Transfer |
| Jun 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Jul 26, 2018 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) STEARNS LNDG LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2022 · Amount on Record |
| Deed Sale | Jun 07, 2022 · Amount on Record |
| Prior Sale | Jul 24, 2018 · Amount on Record |
| Deed Book / Page | 10734 / 26 |
| Prior Transfer Date | Dec 18, 2021 |
| Prior Transfer Doc | 0105450389 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 9040 RUBY LN, GAINESVILLE, GA 30506-5926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9040 RUBY LN, GAINESVILLE, GA 30506-5926 |
| Document Number | 0117090000000301 |
|---|---|
| Date | Dec 03, 2025 |
| Book Page | 0000011709/0000000301 |
| Name | DELTA COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 9040 RUBY LN, GAINESVILLE, GA 30506-5926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9040 RUBY LN, GAINESVILLE, GA 30506-5926 |
| Document Number | 0107100000000296 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 0000010710/0000000296 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 01, 2062 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | May 27, 2022 |
| Property Address | 9040 RUBY LN, GAINESVILLE, GA 30506-5926 |
| Document Number | 0107340026 |
| Book / Page | 10734 / 26 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022-005488 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4325 ACANTHITE CT, CUMMING, GA 30040-0643 |
| Document Number | 0107340000000028 |
|---|---|
| Date | Jun 07, 2022 |
| Book Page | 0000010734/0000000028 |
| Instrument | 019322710015 |
| Name | JP MORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Dec 18, 2021 |
| Property Address | 9040 RUBY LN, GAINESVILLE, GA 30506-5926 |
| Document Number | 0105450389 |
| Book / Page | 10545 / 389 |
| Instrument Date | Dec 18, 2021 |
| Instrument | 2021-015833 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9040 RUBY LN, GAINESVILLE, GA 30506-5926 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 9040 RUBY LN, GAINESVILLE, GA 30506-5926 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9040 RUBY LN, GAINESVILLE, GA 30506-5926 |
| Document Number | 0102080000000001 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 0000010208/0000000001 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Jul 26, 2018 |
| Property Address | 9040 RUBY LN, GAINESVILLE, GA 30506-5926 |
| Document Number | 0086270044 |
| Book / Page | 008627 / 000044 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $372.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9040 RUBY LN GAINESVILLE GA 305065926, GAINESVILLE, GA 30506-5926 |
| Document Number | 86270048 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 008627/000048 |
| Name | STEARNS LNDG LLC |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2048 |
Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Forsyth County |
| Unified School District | Forsyth County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,581.00 (+0.69%) Homeowner's exemption Additional exemption filed | $323,276 (+11.57%) Land $120,000 Building $203,276 | $808,190 (+11.57%) Land $300,000 Building $508,190 |
| 2024 | $7,529.00 (+5.57%) | ||
| 2023 | $7,132.00 (+54.54%) Homeowner's exemption | $289,760 (+81.8%) Land $96,000 Building $193,760 | $724,400 (+81.8%) Land $240,000 Building $484,400 |
| 2022 | $4,615.00 Homeowner's exemption | $159,388 Land $80,000 Building $79,388 | $398,470 Land $200,000 Building $198,470 |
9040 Ruby Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Forsyth County (13117C), updated September 3, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 37th percentile of exposed land nationally · 16th in Georgia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,128 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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