9040 Pine Tree Dr, Lakeland, FL 33809 Property Records

Polk County property record for 9040 Pine Tree Dr, Lakeland, FL 33809 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,508 sqft · built 1977
Lot Size	1.08 acres (47,232 sqft)
Owner	Individual Name on File
Last Sale	$132,900 (Oct 2011)
Tax Bill	$1,260 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-05-000000-023260`

Property Details

APN / Parcel Number

Primary APN	`24-27-05-000000-023260`
Alternative APNs	`052724000000023260` `52724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,508 sqft Living Area
1st Floor Area	1,933 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	47,232 sqft
Lot Dimensions	300 ft deep x 157 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	625 sqft
Pool Area	450 sqft
Porch	Florida Room
Porch Area	731 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	9040 PINE TREE DR
City	LAKELAND
State	FL
Zip	33809-1670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 157.5 FT OF S 2625 FT OF W 330 FT OF E1/2 OF SEC LESS E 30 FT FOR RD R/W BEING LOT 23 OF UNRE PINEGLEN PHASE 2
Legal Range	24E
Legal Township	27S
Legal Section	05
Legal Subdivision	BEVERLY HILLS ESTATES
Legal Phase	2
Legal Tract	000000
Legal Block	1
Legal Lot Number	23
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1000
Census Tract	12303

Owner

Source: Polk County records · APN 24-27-05-000000-023260

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9040 PINE TREE DR, LAKELAND, FL 33809-1670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2011 · Amount on Record
Deed Sale	Oct 11, 2011 · Amount on Record
Prior Sale	Feb 26, 2009 · Amount on Record
Deed Document Number	2011172025
Deed Book / Page	8489 / 1983
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	9040 PINE TREE DR, LAKELAND, FL 33809-1670
Document Number	0114730773
Instrument Date	Nov 02, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9040 PINE TREE DR LAKELAND FL 338091670, LAKELAND, FL 33809-1670

Mortgage

Document Number	0114730773
Date	Dec 01, 2020
Book Page	011473/000773
Instrument	256376

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,260.00 (-24.69%) Homeowner's exemption	$137,719 (+5.99%)	$333,773 (-12.85%) Land $43,640 Building $290,133
2023	$1,673.00 (+4.11%) Homeowner's exemption	$129,940 (+3%)	$382,992 (+20.73%) Land $42,528 Building $340,464
2022	$1,607.00 Homeowner's exemption	$126,155	$317,229 Land $28,512 Building $288,717

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050123031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force 6 of 8 on primary residences
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Flood Events	Hurricane Irma (Sep 2017), 2 claims

Wildfire

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	About 1 in 188 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.