9040 Harness St, Spring Valley, CA 91977 Property Records

San Diego County property record for 9040 Harness St, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,092 sqft · built 1959
Lot Size0.173 acres (7,517 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Sep 2014)
Tax Bill$4,556 (2025)
Deeds & MortgagesJan 2020 Mortgage
Apr 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN578-290-10-00

Property Details

APN / Parcel Number

Primary APN578-290-10-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,092 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,517 sqft (0.173 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address9040 HARNESS ST
CitySPRING VALLEY
StateCA
Zip91977-3941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionSEC 5-17-1W SE 1/4 OF POR SW 1/4 OF NW 1/4 OF
Legal Range01W
Legal Township17
Legal Section05
Legal Block2
Legal Lot Number6
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract13907

Owner

Source: San Diego County records · APN 578-290-10-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9040 HARNESS ST, SPRING VALLEY, CA 91977-3941
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2020Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Apr 25, 2018Deed of Trust, Mortgage · VA Mortgage
NETWORK CAPITAL FUNDING CORP
Oct 26, 2020Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 03, 2014 · Amount on Record
Deed SaleSep 03, 2014 · Amount on Record
Prior SaleJan 06, 1986 · Amount on Record
Deed Document Number2014377527
Prior Transfer DateFeb 23, 2006
Prior Transfer Doc0000130321
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address9040 HARNESS ST, SPRING VALLEY, CA 91977-3941
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029146
DateJan 21, 2020
Instrument2020-0029146
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address9040 HARNESS ST, SPRING VALLEY, CA 91977-3941
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000162522
DateApr 25, 2018
Instrument2018-0162522
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address9040 HARNESS ST, SPRING VALLEY, CA 91977-3941
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address9040 HAMESS ST, SPRING VALLEY, CA 91977

Mortgage

Document Number0000653095
DateOct 26, 2020
Instrument2020-0653095
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$337,109 (+2%) Land $110,324 Building $226,785
2025$4,556.00 (+7.86%) Homeowner's exemption$330,500 (+4.04%) Land $108,161 Building $222,339
2023$4,224.00 (+1.76%) Homeowner's exemption$317,668 Land $103,962 Building $213,706
2022$4,151.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile USA, Verizon.

Based on FCC filings for 392 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Harness St

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