9040 Bay Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 9040 Bay Dr, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 1978
Lot Size	0.337 acres (14,680 sqft)
Owner	2 Company Names on Record
Last Sale	$1,000 (Jun 2023)
Tax Bill	$3,099 (2025)
Deeds & Mortgages	Jun 2023 Sale Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5250-1726-0050`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5250-1726-0050`
Alternative APNs	`00441472` `441472`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
Gross Area	2,724 sqft
1st Floor Area	1,432 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,680 sqft (0.337 acres)
Lot Dimensions	138 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Enclosed Porch
Porch Area	1,830 sqft
Deck Area	168 sqft
Patio Area	568 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00441472
Street Address	9040 BAY DR
City	SPRING HILL
State	FL
Zip	34606-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 25 BLK 1726 LOT 5
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 25
Legal Block	1726
Legal Lot Number	5
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1028
Census Tract	41203

Owner

Source: Hernando County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9040 BAY DR, SPRING HILL, FL 34606-2221
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Sep 15, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 3, 2018	Warranty Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Sep 15, 2022 · Amount on Record
Deed Document Number	202340552
Deed Book / Page	4315 / 224
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 28, 2023
Property Address	9040 BAY DR, SPRING HILL, FL 34606-2221
Document Number	0043150224
Book / Page	4315 / 224
Map Reference	MB 10 PG 61-76
Instrument Date	Jun 1, 2023
Instrument	2023040552
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$7.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9040 BAY DR, SPRING HILL, FL 34606-2221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9040 BAY DR, SPRING HILL, FL 34606-2221

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 15, 2022
Property Address	9040 BAY DR, SPRING HILL, FL 34606-2221
Document Number	0042191618
Book / Page	4219 / 1618
Map Reference	MB 10 PG 61-76
Instrument Date	Sep 12, 2022
Instrument	2022068833
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2379 E MARCIA ST, 2379, INVERNESS, FL 34453-9529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9040 BAY DR, SPRING HILL, FL 34606-2221

Mortgage

Document Number	0042191620
Date	Sep 15, 2022
Instrument	4219/1620

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	9040 BAY DR, SPRING HILL, FL 34606-2221
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039521537
Date	Feb 16, 2021
Book Page	3952/1537
Instrument	2021010133

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 3, 2018
Property Address	9040 BAY DR, SPRING HILL, FL 34606-2221
Document Number	0036291050
Book / Page	3629 / 1050
Map Reference	MB10 PG61
Instrument Date	Sep 28, 2018
Instrument	2018060159
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1818 BOYD AVE, 1818, MADISON, WI 53704-3404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9040 BAY DR, SPRING HILL, FL 34606-2221

Mortgage

Document Number	2018060160
Date	Oct 3, 2018
Instrument	2018060160

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,099.00 (+30.16%)	$208,123 (+5.99%)	$250,058 (+27.34%) Land $40,370 Building $209,688
2023		$196,367 (+65.18%) Land $43,505 Building $152,862
2022	$2,381.00 Homeowner's exemption	$118,883	$196,367 Land $33,030 Building $163,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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