904 West St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 904 West St, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 832 sqft · built 1927
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$72,000 (May 2018)
Tax Bill$1,199 (2025)
Deeds & MortgagesMay 2018 Sale
May 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN051-136-010-00

Property Details

APN / Parcel Number

Primary APN051-136-010-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area832 sqft Living Area
1st Floor Area832 sqft
Basement Area832 sqft
Unfinished Basement700 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleRanch
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions132 ft deep x 100 ft wide
Garage Area160 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address904 WEST ST
CityTHREE RIVERS
StateMI
Zip49093-2367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOTS 13 & 14. LYMANS RESUB & ADD. CITY OF THREE RIVERS.
Legal SubdivisionLYMANS RESUB & ADD
Legal Lot Number13-14
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group1
Census Block1036
Census Tract40100

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address904 WEST ST, THREE RIVERS, MI 49093-2367
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2018Warranty Deed, Transfer
TITLE RESOURCE
May 22, 2018Warranty Deed, Transfer · Conventional Mortgage
KALSEE CU
Oct 20, 2017Land Contract, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2018 · Amount on Record
Deed SaleMay 22, 2018 · Amount on Record
Prior SaleMay 22, 2018 · Amount on Record
Deed Book / Page1916 / 714
Prior Transfer DateSep 24, 1994
Prior Transfer Doc0727000404
Record UpdatedOct 29, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateMay 22, 2018
Property Address904 WEST ST, THREE RIVERS, MI 49093-2367
Document Number1916/0711
Book / Page1916 / 0711
Map ReferenceLB1 PG37
Instrument DateMay 17, 2018
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyTITLE RESOURCE

Transaction

AmountAmount Recorded
Tax$309.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address55509 BUCKHORN RD, 55509, THREE RIVERS, MI 49093-9691

Transferred To (Grantee/Buyer)

NameVerified Name
Address16584 MCKENZIE ST, MARCELLUS, MI 49067-9536

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateMay 22, 2018
Property Address904 WEST ST, THREE RIVERS, MI 49093-2367
Document Number01916/0714
Book / Page1916 / 0714
Map ReferenceLB1 PG37
Instrument DateMay 17, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyTITLE RESOURCE AGENCY, TITLE RESOURCE AGENCTY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$619.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16854 MCKENZIE ST, 16854, MARCELLUS, MI 49067-9536

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 WEST ST, THREE RIVERS, MI 49093-2367

Mortgage

Document Number0001916717
DateMay 22, 2018
Instrument1916/717
Lender
NameKALSEE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

October 2017: Land Contract, Transfer

Document TypeLand Contract
JurisdictionST JOSEPH MI
Recording DateOct 20, 2017
Property Address904 WEST ST, THREE RIVERS, MI 49093-2367
Document Number1889/0937
Book / Page1889 / 0937
Map ReferenceLB1 PG37
Instrument DateSep 20, 2017
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address55509 BUCKHORN RD, 55509, THREE RIVERS, MI 49093-9691

Transferred To (Grantee/Buyer)

NameVerified Name
Address16584 MCKENZIE ST, MARCELLUS, MI 49067-9536

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$42,800 (+7.81%) Land $6,400 Building $36,400$85,600 (+7.81%) Land $12,800 Building $72,800
2025$1,199.00 (+13.33%) Homeowner's exemption$39,700 (+32.33%) Land $6,400 Building $33,300$79,400 (+32.33%) Land $12,800 Building $66,600
2023$30,000 Land $4,500 Building $25,500$60,000 Land $9,000 Building $51,000
2022$1,058.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Most Recent ClaimSep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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