Amherst County property record for 904 Waughs Ferry Xing, Monroe, VA 24574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,192 sqft · built 2013 |
| Lot Size | 2.02 acres (88,209 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,991 (2026) |
| Deeds & Mortgages | Feb 2018 Line of Credit Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 117 A 5A |
| Primary APN | 117 A 5A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,192 sqft Living Area |
| 1st Floor Area | 2,192 sqft |
| Basement Area | 2,192 sqft |
| Unfinished Basement | 2,192 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 88,209 sqft (2.02 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Deck Area | 20 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 904 WAUGHS FERRY XING |
|---|---|
| City | MONROE |
| State | VA |
| Zip | 24574-3385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | WAUGHS FERRY ROAD 117 A 5A |
| Legal Subdivision | GEORGE L JONES PROP |
| Jurisdiction | AMHERST VA |
| Township / Civil Division | 3 |
| Census Block Group | 4 |
| Census Block | 4100 |
| Census Tract | 10100 |
904 Waughs Ferry Xing is owned and occupied by two individuals who acquired it in January 2018.
Source: Amherst County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 904 WAUGHS FERRY XING, MONROE, VA 24574-3385 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2018 | Intrafamily Transfer, Transfer · Line of Credit BEACON CREDIT UNION INC |
| Jan 17, 2017 | Deed of Trust, Mortgage · Line of Credit SELECT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 24, 2018 |
| Transfer Doc | 0000000368 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | AMHERST VA |
| Recording Date | Feb 9, 2018 |
| Property Address | 904 WAUGHS FERRY XING, MONROE, VA 24574-3385 |
| Document Number | 0180000368 |
| Instrument Date | Jan 24, 2018 |
| Instrument | 180000368 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0180000369 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 180000369 |
| Name | BEACON CREDIT UNION INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 904 WAUGHS FERRY XING, MONROE, VA 24574-3385 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0177 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 1311/448 |
| Instrument | 0177 |
| Name | SELECT BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 904 Waughs Ferry Xing was $1,991, up 3% from the year before.
Source: Amherst County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Unified School District | Amherst County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,991.00 (+29.96%) | $251,200 Land $27,600 Building $223,600 | $355,700 Land $33,200 Building $322,500 |
| 2025 | $1,532.00 | ||
| 2024 | $251,200 Land $27,600 Building $223,600 | $251,200 Land $27,600 Building $223,600 | |
| 2023 | $1,532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 904 Waughs Ferry Xing in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1985–2016) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 904 Waughs Ferry Xing is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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