904 W Main St, Carmel, IN 46032 Property Records

Hamilton County property record for 904 W Main St, Carmel, IN 46032

Property Summary

Property Type	Auto Repair, Garage
Details	6,968 sqft · built 1950
Lot Size	0.9 acres (39,204 sqft)
Owner	Company on Record
Last Sale	$1,650,000 (Nov 2022)
Tax Bill	$7,281 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-25-101-007.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-25-101-007.000-018`
Alternative APN	`1609250101007000`

Interior

Stories	1 Story
Building Area	6,968 sqft Total Area

Exterior

Year Built	Built 1950
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	170 ft deep x 200 ft wide
Canopy	616 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	1609250101007000
Street Address	904 W MAIN ST
City	CARMEL
State	IN
Zip	46032-1432
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	ACREAGE .90, SECTION 25, TOWNSHIP 18, RANGE 3
Legal Range	03
Legal Township	18
Legal Section	25
Legal Subdivision	CARMEL
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2012
Census Tract	110905

Owner

Source: Hamilton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	34 THORNHURST DR, CARMEL, IN 46032-1414
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST MERCHANTS BANK
Nov 21, 2022	Warranty Deed, Transfer
Jan 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Prior Sale	Nov 21, 2022 · Amount on Record
Deed Document Number	2022055520
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 21, 2022
Property Address	904 W MAIN ST, CARMEL, IN 46032-1432
Document Number	0000055519
Instrument Date	Nov 17, 2022
Instrument	2022055519
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 THORNBERRY CT, CARMEL, IN 46032-1257

Mortgage

Document Number	0000055521
Date	Nov 21, 2022
Instrument	2022055521

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Nov 16, 2024

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 21, 2022
Property Address	904 W MAIN ST, CARMEL, IN 46032-1432
Document Number	0000055520
Instrument Date	Nov 15, 2022
Instrument	2022055520
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 THORNHURST DR, CARMEL, IN 46032-1414

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 14, 2020
Property Address	904 W MAIN ST, CARMEL, IN 46032-1432
Document Number	0000002450
Instrument Date	Jan 6, 2020
Instrument	2450
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	340 MILLER RD ORANGE CITY FL 327639101, ORANGE CITY, FL 32763-9101

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 14, 2020
Property Address	904 W MAIN ST, CARMEL, IN 46032-1432
Document Number	0000002448
Instrument Date	Dec 12, 2019
Instrument	2448
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	904 W MAIN ST CARMEL IN 460321432, CARMEL, IN 46032-1432

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$368,000 (+0.96%) Land $291,600 Building $76,400	$368,000 (+0.96%) Land $291,600 Building $76,400
2024	$7,281.00 (-0.91%)
2023	$7,348.00 (-4.79%)	$364,500 (-2.59%) Land $291,600 Building $72,900	$364,500 (-2.59%) Land $291,600 Building $72,900
2022	$7,718.00	$374,200 Land $291,600 Building $82,600	$374,200 Land $291,600 Building $82,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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