904 W Chatham Dr, Payson, AZ 85541 Property Records

Gila County property record for 904 W Chatham Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,760 sqft · built 1994
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$2,341 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2021 Re-recorded Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`304-51-013`

Property Details

APN / Parcel Number

Primary APN	`304-51-013`
Alternative APNs	`R034025` `034025`

Interior

Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft

Exterior

Year Built	Built 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asbestos
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Account Number	R034025
Street Address	904 W CHATHAM DR
City	PAYSON
State	AZ
Zip	85541-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 04 TOWNSHIP: 10N RANGE: 10E LOT 13 OF TRAILWOOD UNIT 1 OF PLAT 649NW1/4 SEC 4 T10N R10E = 0.17 AC(OUT OF 304-01-301J
Legal Range	10E
Legal Township	10N
Legal Section	04
Legal Subdivision	TRAILWOOD
Legal Lot Number	13
Legal Unit	1
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1024
Census Tract	301

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	904 W CHATHAM DR, PAYSON, AZ 85541-6211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Dec 21, 2021	Re-recorded Document PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Dec 7, 2021	Warranty Deed, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021
Deed Sale	Dec 21, 2021
Deed Document Number	2021016969
Prior Transfer Date	Dec 7, 2021
Prior Transfer Doc	2021-016400
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	904 W CHATHAM DR, PAYSON, AZ 85541-6211
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 W CHATHAM DR, PAYSON, AZ 85541-6211

Mortgage

Document Number	0000010391
Date	Aug 18, 2022
Instrument	2022-010391

Lender

Name	ZB NA
Type	Bank
Address	PAYSON, AZ 85541

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	GILA AZ
Recording Date	Dec 21, 2021
Property Address	904 W CHATHAM DR, PAYSON, AZ 85541-6211
Document Number	0000016969
Map Reference	MAP 643
Instrument Date	Dec 6, 2021
Instrument	2021-016969
Record Updated	Jan 20, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 W CHATHAM DR, PAYSON, AZ 85541-6211

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Dec 7, 2021
Property Address	904 W CHATHAM DR, PAYSON, AZ 85541-6211
Document Number	0000016400
Map Reference	MAP 643
Instrument Date	Dec 3, 2021
Instrument	2021-016400
Transaction Type	Transfer
Record Updated	Jan 20, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 W CHATHAM DR, PAYSON, AZ 85541-6211

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,743 (+2.42%) Land $6,203 Building $26,540	$327,427 (+2.42%) Land $62,029 Building $265,398
2025	$2,341.00 (+7.68%)
2024		$31,968 Land $5,886 Building $26,082	$319,680 Land $58,863 Building $260,817
2023	$2,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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