Pender County property record for 904 W Arboria Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,694 sqft · built 2018 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jun 2026) |
| Tax Bill | $2,237 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4225-06-1315-0000 |
| Primary APN | 4225-06-1315-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,694 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000030942 |
|---|---|
| Street Address | 904 W ARBORIA DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-0119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SEEMAP |
| Legal Description | LT 33R PB 61/109 THE ARBORS PH 2 |
| Legal Subdivision | THE ARBORS PH IA |
| Legal Phase | 2 |
| Legal Lot Number | 33R |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 920104 |
904 W Arboria Dr is owned and occupied by two individuals who bought it in June 2026.
Source: Pender County records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 904 W ARBORIA DR, HAMPSTEAD, NC 28443-0119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Mar 28, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI GMFS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on File |
| Deed Sale | Jun 29, 2026 · Amount on File |
| Prior Sale | Mar 28, 2019 · Amount on File |
| Deed Document Number | 202620157837 |
| Deed Book / Page | 4896 / 1510 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 29, 2026 |
| Property Address | 904 W ARBORIA DR, HAMPSTEAD, NC 28443-0119 |
| Document Number | 0020157837 |
| Book / Page | 4896 / 1510 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202620157837 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 W ARBORIA DR, HAMPSTEAD, NC 28443-0119 |
| Document Number | 0020157838, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202620157838 |
| Name | PRESIDENTIAL BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Mar 28, 2019 |
| Property Address | 904 W ARBORIA DR, HAMPSTEAD, NC 28443-0119 |
| Document Number | 0046812387 |
| Book / Page | 004681 / 002387 |
| Instrument Date | Jan 10, 2019 |
| Instrument | 20047214 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 904 W ARBORIA DR HAMPSTEAD NC 284430119, HAMPSTEAD, NC 28443-0119 |
| Document Number | 46812389 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 004681/002389 |
| Instrument | 20047215 |
| Name | GMFS |
|---|---|
| Address | BATON ROUGE, LA 70806 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 27, 2049 |
The 2025 property tax bill for 904 W Arboria Dr was $2,237.
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Surf City Town |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,237.00 | $457,132 Land $34,493 Building $422,639 | $457,132 Land $34,493 Building $422,639 |
| 2023 | $269,528 (-) Land $49,594 Building $219,934 | $269,528 (-) Land $49,594 Building $219,934 | |
| 2022 | $1,987.00 | $269,528 Land $49,594 Building $219,934 | $269,528 Land $49,594 Building $219,934 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 904 W Arboria Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 4 (2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 904 W Arboria Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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