904 Vine St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 904 Vine St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	840 sqft · built 1922
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$115,140 (Sep 2026)
Tax Bill	$717 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2023 Line of Credit + 3 more
APN	`06-4.0-17-001-004-083.000`

Property Details

APN / Parcel Number

Primary APN	`06-4.0-17-001-004-083.000`

Interior

Building Area	840 sqft Base Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	57.5 ft deep x 90 ft wide

Location & Zoning

Street Address	904 VINE ST
City	SAINT JOSEPH
State	MO
Zip	64503-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:PATEE'S LOT:5 BLK:22LGL DESC:E 57.5' LOT 5 & 6
Legal Subdivision	PATEES
Legal Block	22
Legal Lot Number	5-6
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2039
Census Tract	3002

Owner

Source: Buchanan County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	904 VINE ST, SAINT JOSEPH, MO 64503-2456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK
Nov 29, 2023	Deed, Transfer · Line of Credit THE NODAWAY VALLEY BANK
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit THE NODAWAY VALLEY BANK
Aug 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage NODAWAY VALLEY BANK
Aug 16, 2021	Warranty Deed, Transfer PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	Nov 29, 2023 · Amount on Record
Deed Document Number	20268060
Deed Book / Page	3822 / 792
Prior Transfer Date	Dec 7, 2012
Prior Transfer Doc	3373/0905
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 21, 2026
Property Address	904 VINE ST, SAINT JOSEPH, MO 64503-2456
Document Number	0000008060
Book / Page	3822 / 792
Instrument Date	Sep 17, 2026
Instrument	20268060
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	THOMSON-AFFINITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 VINE ST, SAINT JOSEPH, MO 64503-2456

Mortgage

Document Number	0000008069,
Date	Sep 21, 2026
Book Page	3822/801
Instrument	20268069

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 29, 2023
Property Address	904 VINE ST, SAINT JOSEPH, MO 64503-2456
Document Number	003792/834
Book / Page	3792 / 834
Instrument Date	Nov 28, 2023
Instrument	2023009403
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34040 W 120TH ST, EXCELSIOR SPRINGS, MO 64024-5271

Mortgage

Document Number	2023009419
Date	Nov 29, 2023
Instrument	2023009419

Lender

Name	THE NODAWAY VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	904 VINE ST, SAINT JOSEPH, MO 64503-2456
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 S 11TH ST, SAINT JOSEPH, MO 64501-2802

Mortgage

Document Number	003774/795
Date	Apr 11, 2022
Book Page	3774/795
Instrument	2022003386

Lender

Name	THE NODAWAY VALLEY BANK
Type	Bank
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	904 VINE ST, SAINT JOSEPH, MO 64503-2456
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018007001
Date	Aug 2, 2018
Instrument	2018007001

Lender

Name	NODAWAY VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 16, 2021
Property Address	904 VINE ST, SAINT JOSEPH, MO 64503-2456
Document Number	0003766/63
Book / Page	3766 / 63
Instrument Date	Aug 16, 2021
Instrument	2021008745
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3051 CANTON DR SE, CEDAR RAPIDS, IA 52403-1471

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$717.00 (+0.14%)	$9,990 (+6.05%) Land $1,750 Building $8,240	$52,570 (+6.09%) Land $9,200 Building $43,370
2024	$716.00 (+15.67%)
2023	$619.00 (+7.28%)	$9,420 (+8.15%) Land $1,750 Building $7,670	$49,550 (+8.14%) Land $9,200 Building $40,350
2022	$577.00	$8,710 Land $1,750 Building $6,960
2021			$45,820 Land $9,200 Building $36,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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