St. Charles County property record for 904 Vine St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1985 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $130,000 (Oct 2013) |
| Tax Bill | $2,413 (2025) |
| Deeds & Mortgages | Jan 2022 Transfer Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A870002056 |
| Primary APN | A870002056 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,440 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 520 sqft |
| Unfinished Basement | 520 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 95 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | A870002056 |
|---|---|
| Street Address | 904 VINE ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE HAUTE COMMON FIELDS |
| Legal Subdivision | HOME PLACE/MASON ADKINS |
| Legal Lot Number | 10 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 310302 |
904 Vine St is owned by a company that acquired it in January 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 17 RIVER TRL, SAINT CHARLES, MO 63303-6254 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2022 | Intrafamily Transfer, Transfer |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2013 · Amount on File |
| Deed Sale | Oct 16, 2013 · Amount on File |
| Deed Document Number | 2013801000 |
| Deed Book / Page | 6107 / 1435 |
| Last Transfer Date | Jan 5, 2022 |
| Transfer Doc | 0000000975 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 5, 2022 |
| Property Address | 904 VINE ST, SAINT CHARLES, MO 63301-1906 |
| Document Number | 0000000975 |
| Map Reference | MB 3 PG 6 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 2022R-000975 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 17 RIVER TRL, SAINT CHARLES, MO 63303-6254 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 904 VINE ST, SAINT CHARLES, MO 63301-1906 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 17 RIVER TRL, SAINT CHARLES, MO 63303-6254 |
| Document Number | 2021R027171 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021R-027171 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | HAZELWOOD, MO 63042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
The 2025 property tax bill for 904 Vine St was $2,413, down 1.7% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,355 (-) | $201,870 (-) Land $50,000 Building $151,870 | |
| 2025 | $2,413.00 (-1.71%) | $38,355 | $201,870 Land $50,000 Building $151,870 |
| 2024 | $2,455.00 | ||
| 2023 | $38,124 | ||
| 2022 | $200,654 Land $40,000 Building $160,654 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 904 Vine St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 63 (1979–2022) |
| Claims Outside the SFHA | 3 of 63 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 904 Vine St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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