904 Upper Front St, Binghamton, NY 13905 Property Records

Broome County and Dickinson Town property record for 904 Upper Front St, Binghamton, NY 13905

Property Summary

Property Type	Mixed Use Store/Office
Details	2,600 sqft · built 1975
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$895,000 (Oct 2018)
Tax Bill	$35,154 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Mar 2021 Mortgage + 1 more
APN	`033089 128.58-1-36`

Property Details

APN / Parcel Number

Primary APN	`033089 128.58-1-36`
Alternative APNs	`308912805800010360000000` `30423411000`

Interior

Units	3 Units
Stories	1 Story
Building Area	2,600 sqft Gross Area
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	31,363 sqft (0.72 acres)
Lot Width	100 ft Width
Garage Type	Detached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces
Canopy	262 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	30423411000
Street Address	904 UPPER FRONT ST
City	BINGHAMTON
State	NY
Zip	13905-1358
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Legal Description	001000001115S0010000
Legal Block	1
Legal Lot Number	36.000
Jurisdiction	BROOME NY
Township / Civil Division	DICKINSON
Census Block Group	4
Census Block	4002
Census Tract	12800

Owner

Source: Broome County and Dickinson Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	205 COVINA AVE, LONG BEACH, CA 90803-1824
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage TIOGA STATE BANK
Mar 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage TIOGA STATE BANK NA
Oct 15, 2018	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Prior Sale	May 27, 2005 · Amount on Record
Deed Document Number	201826182
Deed Book / Page	2572 / 54
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	904 UPPER FRONT ST, BINGHAMTON, NY 13905-1358
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003897/391
Date	Jan 7, 2019
Book Page	3897/391
Instrument	201900000564

Lender

Name	TIOGA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	904 UPPER FRONT ST, BINGHAMTON, NY 13905-1358
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7645, LONG BEACH, CA 90807-0645

Mortgage

Document Number	04002/1134
Date	Mar 15, 2021
Book Page	4002/1134
Instrument	202100006218

Lender

Name	TIOGA STATE BANK NA
Type	Bank
Address	BINGHAMTON, NY 13901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BROOME NY
Recording Date	Oct 15, 2018
Property Address	904 UPPER FRONT ST, BINGHAMTON, NY 13905-1358
Document Number	0025720054
Book / Page	002572 / 000054
Instrument Date	Oct 12, 2018
Instrument	26182
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 COVINA AVE LONG BEACH CA 908031824, LONG BEACH, CA 90803-1824

Tax Assessment & Valuation

Source: Broome County and Dickinson Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Dickinson Town
Unified School District	Chenango Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$35,154.00 (+1.47%)
2025	$34,646.00 (+31.8%)	$600,000 (-) Land $150,000 Building $450,000	$1,243,500 (+21.24%) Land $310,875 Building $932,625
2024	$26,287.00
2023		$600,000 Land $150,000 Building $450,000	$1,025,641 Land $256,410 Building $769,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	26 (1979–2021)
Claims Outside the SFHA	23 of 26
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 16 claims Severe Storms And Flooding, Nov 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50

May also be available: Verizon.

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