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904 Trail Dr, Park Rapids, MN 56470 Property Records

Hubbard County property record for 904 Trail Dr, Park Rapids, MN 56470

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,259 sqft · built 2005
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on Record
Last Sale$392,000 (Apr 2023)
Tax Bill$5,568 (2026)
Deeds & MortgagesApr 2023 Mortgage
Sep 2018 Sale & Mortgage
APN32.73.00400

Property Details

APN / Parcel Number

Primary APN32.73.00400
Alternative APNs
  • 100326
  • 101796

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,259 sqft Living Area
1st Floor Area2,214 sqft
Basement Area1,900 sqft
Finished Basement1,900 sqft
FlooringHardwood
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,314 sqft (0.65 acres)
Garage Area760 sqft
DrivewayConcrete Driveway
Driveway Area2,024 sqft
Parking Spaces3 Parking Spaces
Deck Area80 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Account Number101796
Street Address904 TRAIL DR
CityPARK RAPIDS
StateMN
Zip56470-1808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.65 AC PRC SANQUIST ADDITION LOT 3 BLK 2
Legal SubdivisionSANQUIST ADDITION
Legal Block2
Legal Lot Number3
JurisdictionHUBBARD MN
Township / Civil DivisionPARK RAPIDS
Census Block Group1
Census Block1013
Census Tract70600

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address904 TRAIL DR, PARK RAPIDS, MN 56470-1808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed of Trust, Mortgage · Conventional Mortgage
BELL BANK
Sep 24, 2018Warranty Deed, Transfer
CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2023 · Amount on Record
Deed SaleApr 26, 2023 · Amount on Record
Prior SaleSep 24, 2018 · Amount on Record
Deed Document Number2023429465
Transfer Doc0000422550
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address904 TRAIL DR, PARK RAPIDS, MN 56470-1808
Transaction TypeMortgage
Record UpdatedMay 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000429466
DateApr 26, 2023
InstrumentA000429466
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2038

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUBBARD MN
Recording DateSep 24, 2018
Property Address904 TRAIL DR, PARK RAPIDS, MN 56470-1808
Document NumberA000399200
Instrument DateSep 21, 2018
InstrumentA000399200
Transaction TypeTransfer
Record UpdatedJan 6, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 TRAIL DR, PARK RAPIDS, MN 56470-1808

Mortgage

Document NumberA000399201
DateSep 24, 2018
InstrumentA000399201
Lender
NameCITIZENS NATIONAL BANK
TypeBank
Agreement
AmountAmount Recorded
Term52 Months
DueJan 1, 2023

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHubbard County
MunicipalityPark Rapids City
Unified School DistrictPark Rapids Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,568.00 Homeowner's exemption
2025$5,568.00 (-41.75%) Homeowner's exemption$451,700 (+10.93%) Land $33,800 Building $417,900$451,700 (+10.93%) Land $33,800 Building $417,900
2024$407,200 (+6.49%) Land $32,100 Building $375,100$407,200 (+6.49%) Land $32,100 Building $375,100
2022$9,558.00$382,400 Land $29,300 Building $353,100$382,400 Land $29,300 Building $353,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPark Rapids
serves 4,298 people · EPA ID MN1290003
Water SourceGroundwater
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Arvig
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

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