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904 Thompson St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 904 Thompson St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,102 sqft · built 1925
Lot Size0.099 acres (4,320 sqft)
OwnerIndividual Name on File
Last Sale$157,500 (Feb 2022)
Tax Bill$4,355 (2026)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 48.75-2-56

Property Details

APN / Parcel Number

Primary APN421500 48.75-2-56
Alternative APN
  • 150004807500020560000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,102 sqft Living Area
1st Floor Area1,102 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow
Exterior MaterialWood
Lot Area4,320 sqft (0.099 acres)
Lot Dimensions120 ft deep x 36 ft wide
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area138 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address904 THOMPSON ST
CitySCHENECTADY
StateNY
Zip12306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal DescriptionAGED AFFIDAVIT REQUIRED 1X WOOD AND GARAGE
Legal Block2
Legal Lot Number56.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4010
Census Tract33200

Owner

904 Thompson St is owned and occupied by an individual who bought it in February 2022.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address904 THOMPSON ST, SCHENECTADY, NY 12306
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2022 · Amount on File
Deed SaleFeb 4, 2022 · Amount on File
Prior SaleMar 11, 2002 · Amount on File
Deed Document Number20226216
Deed Book / Page2078 / 318
Prior Transfer DateMar 9, 2010
Prior Transfer Doc0000010198
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 4, 2022
Property Address904 THOMPSON ST, SCHENECTADY, NY 12306
Document Number0000006216
Book / Page2078 / 318
Map ReferenceCAB A MAP 351
Instrument DateJan 19, 2022
Instrument202206216
Transaction TypeTransfer
Record UpdatedFeb 23, 2022
Title CompanyAMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address906 THOMPSON ST, 906, SCHENECTADY, NY 12306-4027

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 PROJECT RD APT 4, 4, TROY, NY 12180-5107

Mortgage

Document Number0000006218
DateFeb 4, 2022
Instrument202206218
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 904 Thompson St was $4,355, up 2.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,355.00 (+2.54%)
2025$4,247.00$81,600 Land $12,200 Building $69,400$135,122 Land $20,202 Building $114,920
2023$81,600 (-) Land $12,200 Building $69,400$103,291 (+3.8%) Land $15,443 Building $87,848
2022$81,600 Land $12,200 Building $69,400$99,512 Land $14,878 Building $84,634
2021$3,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Thompson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 904 Thompson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: Greenlight Networks.

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