904 Surrey Ln, Algonquin, IL 60102 Property Records

McHenry County property record for 904 Surrey Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,820 sqft · built 1978
Lot Size	0.493 acres (21,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,000 (Sep 2017)
Deeds & Mortgages	Oct 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-33-327-027`

Property Details

APN / Parcel Number

Primary APN	`19-33-327-027`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,820 sqft
Gross Area	2,996 sqft
1st Floor Area	1,820 sqft

Exterior

Year Built	Built 1978
Architectural Style	Split Level
Exterior Material	Shake
Lot Area	21,500 sqft (0.493 acres)
Lot Dimensions	215 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	904 SURREY LN
City	ALGONQUIN
State	IL
Zip	60102-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0033789 LT 85 GASLIGHT TERRACE NORTH UNIT 3 MEMO: ZELAZNY, MARIUSZ/ STACHOWIAK, ROZA M
Legal Range	08E
Legal Township	43N
Legal Section	33
Legal Subdivision	GASLIGHT TERRACE NORTH 03
Legal Block	327
Legal Lot Number	85
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1015
Census Tract	871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 SURREY LN, ALGONQUIN, IL 60102-2019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 1, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 12, 2017	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2017 · Amount on Record
Deed Sale	Sep 12, 2017 · Amount on Record
Prior Sale	May 1, 2014 · Amount on Record
Deed Document Number	2017R0033789
Record Updated	Jun 7, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	904 SURREY LN, ALGONQUIN, IL 60102-2019
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054055
Date	Oct 4, 2021
Instrument	2021R0054055

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.19%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	904 SURREY LN, ALGONQUIN, IL 60102-2019
Document Number	0000019215
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	904 SURREY LN ALGONQUIN IL 601022019, ALGONQUIN, IL 60102-2019

Mortgage

Document Number	0000019215
Date	Jun 1, 2020
Instrument	19215

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 31, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 12, 2017
Property Address	904 SURREY LN, ALGONQUIN, IL 60102-2019
Document Number	0000033789
Instrument Date	Aug 29, 2017
Instrument	33789
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	904 SURREY LN ALGONQUIN IL 601022019, ALGONQUIN, IL 60102-2019

Mortgage

Document Number	33790
Date	Sep 12, 2017
Instrument	33790

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$100,105 Land $33,850 Building $66,255	$300,315 Land $101,550 Building $198,765

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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