904 Sternbridge Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 904 Sternbridge Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,644 sqft · built 1980
Lot Size	4.96 acres (216,058 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (May 1980)
Tax Bill	$3,442 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5526 50 9213`

Property Details

APN / Parcel Number

Primary APN	`5526 50 9213`
Alternative APNs	`01027 0048.000000` `77386`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,644 sqft Living Area
Gross Area	4,252 sqft
1st Floor Area	1,750 sqft
Upper Floors Area	696 sqft
Sunroom	Sunroom
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	216,058 sqft (4.96 acres)
Lot Width	414 ft Width
Garage Type	Mixed
Garage Area	1,178 sqft
Driveway	Concrete Driveway
Driveway Area	6,500 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	462 sqft
Deck Area	192 sqft
Patio Area	932 sqft
Gazebo	100 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77386
Street Address	904 STERNBRIDGE DR
City	CONCORD
State	NC
Zip	28025-6926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	LT 16 P/O 15 F W HUNTLEY PROP
Legal Subdivision	RIDGEWOOD FARM
Legal Lot Number	16
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	2
Census Block	2002
Census Tract	41507

Owner

Source: Cabarrus County records · APN 5526 50 9213

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	904 STERNBRIDGE DR, CONCORD, NC 28025-6926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 12, 2018	Deed of Trust, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 1980 · Amount on Record
Deed Sale	May 01, 1980 · Amount on Record
Deed Book / Page	520 / 299
Last Transfer Date	Jun 28, 2010
Transfer Doc	9201240
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	904 STERNBRIDGE DR, CONCORD, NC 28025-6926
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016488245
Date	May 16, 2023
Book Page	16488/245

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2043

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	904 STERNBRIDGE DR, CONCORD, NC 28025-6926
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14858173
Date	Jan 26, 2021
Book Page	14858/173

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	904 STERNBRIDGE DR, CONCORD, NC 28025-6926
Document Number	1288288
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	904 STERNBRIDGE DR CONCORD NC 280256926, CONCORD, NC 28025-6926

Mortgage

Document Number	1288288
Date	Feb 16, 2018
Book Page	012882/000088
Instrument	3662

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,442.00 (+21.67%)	$474,220 (+49.21%) Land $78,000 Building $396,220
2024			$474,220 (+49.21%) Land $78,000 Building $396,220
2023	$2,829.00	$317,810 Land $50,000 Building $267,810	$317,810 Land $50,000 Building $267,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Uniti Group DSL	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 42 locations within half a mile of this property.

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