Richmond City property record for 904 State St, Richmond, VA 23231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,686 sqft · built 1987 |
| Lot Size | 0.167 acres (7,275 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,000 (May 2026) |
| Tax Bill | $3,492 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more |
| APN | E-000-2024-028 |
| Primary APN | E-000-2024-028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 1,686 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,275 sqft (0.167 acres) |
| Lot Dimensions | 120 ft deep x 62 ft wide |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 904 STATE ST |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23231-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 SINGLE |
| Legal Description | FULTON MANOR L31 BA S1; 0062.50X0120.00 IRG0000.000 |
| Legal Subdivision | FULTON MANOR SD |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21100 |
904 State St is owned and occupied by an individual who bought it in May 2026.
Source: Richmond City records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 904 STATE ST, RICHMOND, VA 23231-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage NBKC BANK |
| Oct 25, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage TRUIST BANK |
| Apr 26, 2017 | Grant Deed, Transfer · Conventional with PMI VILLAGE BK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on File |
| Deed Sale | May 29, 2026 · Amount on File |
| Prior Sale | Oct 25, 2022 · Amount on File |
| Deed Document Number | 20269904 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | May 29, 2026 |
| Property Address | 904 STATE ST, RICHMOND, VA 23231-1309 |
| Document Number | 0000009904 |
| Instrument Date | May 12, 2026 |
| Instrument | 20269904 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | WESCOR LAND TITLE INSURANCE, WESTCOR LAND TITLE INSURANCE C |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34,239.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 904 STATE ST, RICHMOND, VA 23231-1309 |
| Document Number | 0000009905, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20269905 |
| Name | NBKC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Oct 25, 2022 |
| Property Address | 904 STATE ST, RICHMOND, VA 23231-1309 |
| Document Number | 0000023338 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 220023338 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2022 |
| Title Company | ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 STATE ST, RICHMOND, VA 23231-1309 |
| Document Number | 0000023339 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 220023339 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Apr 26, 2017 |
| Property Address | 904 STATE ST, RICHMOND, VA 23231-1309 |
| Document Number | 0000008239 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 8239 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 STATE ST RICHMOND VA 232311309, RICHMOND, VA 23231-1309 |
| Document Number | 8240 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 8240 |
| Name | VILLAGE BK MTG |
|---|---|
| Type | Bank |
| Address | MIDLOTHIAN, VA 23113 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2047 |
The 2026 property tax bill for 904 State St was $3,492, up 4.3% from the year before.
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,492.00 (+4.3%) | $291,000 (+4.3%) Land $78,000 Building $213,000 | $291,000 (+4.3%) Land $78,000 Building $213,000 |
| 2025 | $3,348.00 | $279,000 (+5.68%) Land $78,000 Building $201,000 | $279,000 Land $78,000 Building $201,000 |
| 2024 | $264,000 Land $71,000 Building $193,000 | ||
| 2023 | $264,000 Land $71,000 Building $193,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 904 State St; there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1978–2018) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jun 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 904 State St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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