904 Stack Rd, Monroe, NC 28112 Property Records

Union County property record for 904 Stack Rd, Monroe, NC 28112 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1988
Square Footage	2,922 sqft Living Area
Lot Size	233,482 sqft (5.36 acres)
Garage	Detached, 1,551 sqft
Occupancy	Owner Occupied
Tax Bill	$2,902.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-114-024F`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,922 sqft Living Area
Gross Area	3,497 sqft Gross Area
1st Floor	1,461 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial Style
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Material	Composition Shingle Roof
Lot Area	233,482 sqft (5.36 acres)
Parking Spaces	6 Parking Spaces
Garage Type	Detached Garage
Garage Area	1,551 sqft Garage
Deck Area	Deck Area
Gazebo	Gazebo

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	904 STACK RD
City	MONROE
State	NC
Zip	28112-8408
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CUTHBERTSON STACK RD
Jurisdiction	UNION NC
Minor Civil Division	BUFORD
Census Blockgroup	3
Census Block	3016
Census Tract	20602

Owner

Source: Union County records · APN 04-114-024F

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	904 STACK RD, MONROE, NC 28112-8408
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	904 STACK RD, MONROE, NC 28112-8408
Document Number	6994117
Book / Page	006994 / 000117
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Nov 01, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 STACK RD MONROE NC 281128408, MONROE, NC 28112-8408

Mortgage

Document Number	6994117
Date	Aug 14, 2017
Book Page	006994/000117
Instrument	23543

Lender

Name	DITECH FIN'L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 13, 2057

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,902.00 (+19.97%)	$607,000 (+56.24%) Land $134,000 Building $473,000	$607,000 (+56.24%) Land $134,000 Building $473,000
2023	$2,419.00	$388,500 Land $52,500 Building $336,000	$388,500 Land $52,500 Building $336,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.