904 Spinnaker Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 904 Spinnaker Ct, Chesapeake, VA 23320

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,026 sqft · built 1984
Lot Size	0.035 acres (1,525 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Aug 2020)
Tax Bill	$2,410 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
APN	`0282017000160`

Property Details

APN / Parcel Number

Primary APN	`0282017000160`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,026 sqft Living Area
1st Floor Area	494 sqft
Upper Floors Area	494 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,525 sqft (0.035 acres)
Lot Dimensions	80 ft deep x 19 ft wide

Exterior Amenities

Porch	Porch
Porch Area	65 sqft
Shed	1 Shed
Shed Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	904 SPINNAKER CT
City	CHESAPEAKE
State	VA
Zip	23320-9430
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD: PLANN
Legal Description	16 LAKEWOOD BLK E PAR 1 SEC C ZN 5 GRNBR PUD
Legal Subdivision	RIVER BIR. RUN S,LAKEWD,MILL QUAR
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1001
Census Tract	20811

Owner

904 Spinnaker Ct, a townhouse, is owned and occupied by an individual who bought it in August 2020.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	904 SPINNAKER CT, CHESAPEAKE, VA 23320-9430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2020 · Amount on File
Deed Sale	Aug 5, 2020 · Amount on File
Prior Sale	Aug 7, 2014 · Amount on File
Deed Document Number	202026382
Deed Book / Page	10194 / 169
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 5, 2020
Property Address	904 SPINNAKER CT, CHESAPEAKE, VA 23320-9430
Document Number	10194/169
Book / Page	10194 / 169
Instrument Date	Jul 24, 2020
Instrument	200026382
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TITLEQUEST AGENCY INC, TITLEQUEST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 SPINNAKER CT, CHESAPEAKE, VA 23320-9430

Mortgage

Document Number	200026383
Date	Aug 5, 2020
Instrument	200026383

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 904 Spinnaker Ct was $2,410.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,000 (+3.1%) Land $110,000 Building $136,000	$246,000 (+3.1%) Land $110,000 Building $136,000
2025	$2,410.00	$238,600 Land $100,000 Building $138,600	$238,600 Land $100,000 Building $138,600
2023		$201,000 (+12.23%) Land $70,000 Building $131,000	$201,000 (+12.23%) Land $70,000 Building $131,000
2022		$179,100 Land $65,000 Building $114,100	$179,100 Land $65,000 Building $114,100
2019	$1,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 904 Spinnaker Ct; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 904 Spinnaker Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20