904 Smith Bay Dr, Brandon, FL 33510 Property Records

Hillsborough County property record for 904 Smith Bay Dr, Brandon, FL 33510

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,836 sqft · built 1986
Lot Size0.197 acres (8,600 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Mar 2018)
Tax Bill$3,744 (2025)
Deeds & MortgagesFeb 2026 Transfer
Mar 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0697180192

Property Details

APN / Parcel Number

Primary APN0697180192
Alternative APN
  • U2329202EZ000002000040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,836 sqft Heated Area
1st Floor Area1,836 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2013
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,600 sqft (0.197 acres)
Lot Dimensions100 ft deep x 86 ft wide
Garage Area546 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area318 sqft
Patio Area392 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0697180192
Street Address904 SMITH BAY DR
CityBRANDON
StateFL
Zip33510-3847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionSHADOW BAY LOT 4 BLOCK 2
Legal Range20E
Legal Township29S
Legal Section23
Legal SubdivisionSHADOW BAY
Legal Block2
Legal Lot Number4
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2017
Census Tract12304

Owner

Source: Hillsborough County records, as of March 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address904 SMITH BAY DR, BRANDON, FL 33510-3847
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Intrafamily Transfer, Transfer
Mar 26, 2018Warranty Deed, Transfer · Conventional with PMI
SUNCOAST CU
Jan 16, 2018Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2018 · Amount on Record
Deed SaleMar 26, 2018 · Amount on Record
Prior SaleMar 26, 2018 · Amount on Record
Deed Document Number0256431278
Deed Book / Page025643 / 001278
Last Transfer DateFeb 23, 2026
Transfer Doc0000068434
Record UpdatedJun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateFeb 23, 2026
Property Address904 SMITH BAY DR, BRANDON, FL 33510-3847
Document Number0000068434
Instrument DateFeb 17, 2026
Instrument2026068434
Transaction TypeTransfer
Record UpdatedMar 11, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address904 SMITH BAY DR, BRANDON, FL 33510-3847

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 SMITH BAY DR, BRANDON, FL 33510-3847

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 26, 2018
Property Address904 SMITH BAY DR, BRANDON, FL 33510-3847
Document Number0256431278
Book / Page025643 / 001278
Instrument DateMar 21, 2018
Instrument115872
Transaction TypeTransfer
Record UpdatedApr 4, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 SMITH BAY DR BRANDON FL 335103847, BRANDON, FL 33510-3847

Mortgage

Document Number256431280
DateMar 26, 2018
Book Page025643/001280
Instrument115873
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 25, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 16, 2018
Property Address904 SMITH BAY DR, BRANDON, FL 33510-3847
Document Number0254950939
Book / Page025495 / 000939
Instrument DateJan 10, 2018
Instrument20539
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,181.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2212 E WILLIAMS FIELD RD #11 GILBERT AZ 852950771, 11, GILBERT, AZ 85295-0771

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,744.00 (+13.01%) Homeowner's exemption$209,740 (+5.99%)$306,274 (+7.67%) Land $82,517 Building $223,757
2023$3,313.00 (+5.68%) Homeowner's exemption$197,892 (+3%)$284,464 (-0.34%) Land $69,488 Building $214,976
2022$3,135.00 Homeowner's exemption$192,128$285,448 Land $69,488 Building $215,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1979)
Most Recent ClaimAug 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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