Steele County property record for 904 Simplicity Dr, Ellendale, MN 56026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,439 sqft · built 2007 |
| Lot Size | 0.448 acres (19,515 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Jun 2024) |
| Tax Bill | $3,840 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-114-0202 |
| Primary APN | 15-114-0202 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,439 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,515 sqft (0.448 acres) |
| Garage Type | Attached |
| Garage Area | 1,003 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 904 SIMPLICITY DR |
|---|---|
| City | ELLENDALE |
| State | MN |
| Zip | 56026-4355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 2 LOT 2 CROWN RIDGE NO. 2 |
| Legal Range | 21 |
| Legal Township | 105 |
| Legal Section | 26 |
| Legal Subdivision | CROWN RIDGE ADDITION #2 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | ELLENDALE |
| Census Block Group | 3 |
| Census Block | 3083 |
| Census Tract | 960800 |
Source: Steele County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 904 SIMPLICITY DR, ELLENDALE, MN 56026-4355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED PRAIRE BANK |
| Jan 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME TOWN BANK LE SUEUR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2024 · Amount on Record |
| Deed Sale | Jun 17, 2024 · Amount on Record |
| Prior Sale | Dec 30, 2022 · Amount on Record |
| Deed Document Number | 20241660746 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 904 SIMPLICITY DR, ELLENDALE, MN 56026-4355 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000448492 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | A000448492 |
| Name | UNITED PRAIRE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Jun 15, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Jan 3, 2023 |
| Property Address | 904 SIMPLICITY DR, ELLENDALE, MN 56026-4355 |
| Document Number | A000445929 |
| Instrument Date | Dec 30, 2022 |
| Instrument | A000445929 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $841.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 904 SIMPLICITY DR, ELLENDALE, MN 56026-4355 |
| Document Number | A000445930 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | A000445930 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 904 SIMPLICITY DR, ELLENDALE, MN 56026-4355 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000429267 |
|---|---|
| Date | May 27, 2020 |
| Instrument | A000429267 |
| Name | HOME TOWN BANK LE SUEUR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Steele County assessment roll, as of September 8, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Ellendale City |
| Unified School District | NRHEG School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,840.00 (+10.73%) | ||
| 2025 | $266,900 (+11.21%) Land $34,000 Building $232,900 | $266,900 (+11.21%) Land $34,000 Building $232,900 | |
| 2023 | $3,468.00 Homeowner's exemption | $240,000 Land $34,000 Building $206,000 | $240,000 Land $34,000 Building $206,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Ellendale serves 636 people · EPA ID MN1740003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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