904 Simmons St, New Bern, NC 28560 Property Records

Craven County property record for 904 Simmons St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1956
Lot Size	0.179 acres (7,810 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jan 2020)
Tax Bill	$1,153 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-027-027`

Property Details

APN / Parcel Number

Primary APN	`8-027-027`
Alternative APN	`128304`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,810 sqft (0.179 acres)
Patio Area	576 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	128304
Street Address	904 SIMMONS ST
City	NEW BERN
State	NC
Zip	28560-5350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR10
Legal Description	8 TRYON VILLAGE BLK A
Legal Subdivision	TRYON VILLAGE
Legal Block	A
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	4
Census Block	4013
Census Tract	960600

Owner

904 Simmons St is owned and occupied by two individuals who bought it in January 2020.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 SIMMONS ST, NEW BERN, NC 28560-5350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2020 · Amount on File
Deed Sale	Jan 8, 2020 · Amount on File
Deed Document Number	202010048772
Deed Book / Page	3597 / 1808
Record Updated	Oct 29, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 8, 2020
Property Address	904 SIMMONS ST, NEW BERN, NC 28560-5350
Document Number	03597/1808
Book / Page	3597 / 1808
Instrument Date	Dec 31, 2019
Instrument	10048772
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 SIMMONS ST, NEW BERN, NC 28560-5350

Mortgage

Document Number	03597/1811
Date	Jan 8, 2020
Book Page	3597/1811
Instrument	10048773

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 904 Simmons St was $1,153, up 3.3% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,153.00 (+3.32%)	$125,060 (-) Land $27,000 Building $98,060	$125,060 (-) Land $27,000 Building $98,060
2025	$1,116.00	$125,060 Land $27,000 Building $98,060	$125,060 Land $27,000 Building $98,060
2023	$1,091.00 (+34.36%)	$125,060 (+73.14%) Land $27,000 Building $98,060	$125,060 Land $27,000 Building $98,060
2022	$812.00	$72,230 Land $18,000 Building $54,230
2018			$72,230 Land $18,000 Building $54,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Simmons St in Zone X, an area of minimal flood risk, though there have been 180 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 117 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	180 (1979–2024)
Claims Outside the SFHA	11 of 180
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 84 claims Hurricane Irene, Aug 2011 · 34 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Simmons St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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