904 Shell Trce, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 904 Shell Trce, Saint Simons Island, GA 31522 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1993
Square Footage1,468 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$505,000 (2021)
Tax Bill$5,146.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-08788

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,468 sqft Living Area
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch Style
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,098 sqft (0.14 acres)
Depth X Width80 ft x 75 ft Depth x Width
Garage TypeAttached Garage
Garage Area462 sqft Garage
Porch1 Porch
Porch Area206 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address904 SHELL TRCE
CityST SIMONS ISLAND
StateGA
Zip31522-3762
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description73 SANDCASTLE
Legal SubdivisionS011-00
Legal Block1
Legal Lot Number49
JurisdictionGLYNN GA
Minor Civil DivisionST. SIMONS
Census Blockgroup2
Census Block2006
Census Tract103

Owner

Source: Glynn County records · APN 04-08788

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address904 SHELL TRCE, SAINT SIMONS ISLAND, GA 31522-3762
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2023Deed of Trust, Mortgage · Commercial Mortgage
UNITED COMMUNITY BANK
Mar 15, 2021Warranty Deed, Transfer · Stand Alone Second Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 15, 2021 · Amount on Record
Deed SaleMar 15, 2021 · Amount on Record
Prior SaleJan 26, 2005 · Amount on Record
Deed Doc Number20211194
Deed Book / Page4407 / 28
Prior Transfer DateAug 04, 2010
Prior Transfer Doc0027540293
Record RefreshedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLYNN GA
Property Address904 SHELL TRCE, SAINT SIMONS ISLAND, GA 31522-3762
Transaction TypeMortgage
Record UpdatedOct 07, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 SHELL TRCE, SAINT SIMONS ISLAND, GA 31522-3762

Mortgage

Document Number0047850000000225
DateJan 20, 2023
Book Page0000004785/0000000225
Instrument0632023000556
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term288 Months
DueJan 01, 2047

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLYNN GA
Recording DateMar 15, 2021
Property Address904 SHELL TRCE, SAINT SIMONS ISLAND, GA 31522-3762
Document Number0044070028
Book / Page4407 / 28
Instrument DateMar 15, 2021
Instrument2021-001194
Transaction TypeTransfer
Record UpdatedOct 07, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 SHELL TRCE, ST SIMONS ISLAND, GA 31522-3762

Mortgage

Document Number0044070000000043
DateMar 22, 2021
Book Page0000004407/0000000043
Instrument0632021004327
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Glynn County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyGlynn County
Unified School DistrictGlynn County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,146.00 (+39.42%)$205,200 (+39.4%) Land $90,000 Building $115,200$513,000 (+39.4%) Land $225,000 Building $288,000
2023$147,200 (-) Land $44,000 Building $103,200$368,000 (-) Land $110,000 Building $258,000
2022$3,691.00$147,200 Land $44,000 Building $103,200$368,000 Land $110,000 Building $258,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Glynn County (13127C), updated April 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Georgia
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Shell Trce

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