904 Serf Ct, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 904 Serf Ct, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1978
Lot Size	0.307 acres (13,373 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,000 (Dec 2007)
Tax Bill	$2,408 (2025)
Deeds & Mortgages	Jan 2022 Refinance Feb 2008 Mortgage + 3 more
APN	`0241011011150`

Property Details

APN / Parcel Number

Primary APN	`0241011011150`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,373 sqft (0.307 acres)
Lot Dimensions	196 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	904 SERF CT
City	CHESAPEAKE
State	VA
Zip	23323-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	1115 KINGSTOWNE
Legal Subdivision	KINGSTOWNE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1007
Census Tract	21407

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 SERF CT, CHESAPEAKE, VA 23323-2713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC
Feb 28, 2008	Deed of Trust, Mortgage · VA Mortgage NATIONAL CITY MORTGAGE
Jun 11, 2009	Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE GRO
Apr 4, 2013	Deed of Trust, Mortgage · VA Mortgage JPMORGAN CHASE BANK NA
Mar 29, 2007	Deed of Trust, Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2007 · Amount on Record
Deed Sale	Dec 4, 2007 · Amount on Record
Prior Sale	Jun 6, 2001 · Amount on Record
Deed Book / Page	7297 / 372
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	904 SERF CT, CHESAPEAKE, VA 23323-2713
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10504/1464
Date	Jan 6, 2022
Book Page	10504/1464
Instrument	220000579

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	904 SERF CT, CHESAPEAKE, VA 23323-2713
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007396/644
Date	Feb 28, 2008
Book Page	7396/644

Lender

Name	NATIONAL CITY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2038

Interest

Rate Type	Fixed Rate
Rate	6%

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	904 SERF CT, CHESAPEAKE, VA 23323-2713
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007837/352
Date	Jun 11, 2009
Book Page	7837/352

Lender

Name	ATLANTIC BAY MORTGAGE GRO

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2039

Interest

Rate Type	Fixed Rate

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	904 SERF CT, CHESAPEAKE, VA 23323-2713
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009030/47
Date	Apr 4, 2013
Book Page	9030/47

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2043

Interest

Rate Type	Fixed Rate
Rate	3.75%

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	904 SERF CT, CHESAPEAKE, VA 23323-2713
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007011/202
Date	Mar 29, 2007
Book Page	7011/202

Lender

Name	BANK OF AMERICA NA

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,200 (+2.01%) Land $130,000 Building $113,200	$243,200 (+2.01%) Land $130,000 Building $113,200
2025	$2,408.00 (+45.76%)	$238,400 (+10.99%) Land $120,000 Building $118,400	$238,400 (+10.99%) Land $120,000 Building $118,400
2023		$214,800 (+16.68%) Land $95,000 Building $119,800	$214,800 (+16.68%) Land $95,000 Building $119,800
2022		$184,100 Land $75,000 Building $109,100	$184,100 Land $75,000 Building $109,100
2019	$1,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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