904 Seph Way, Escondido, CA 92027 Property Records

San Diego County property record for 904 Seph Way, Escondido, CA 92027

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,314 sqft · built 1979
Lot Size1.28 acres (55,757 sqft)
OwnerTrust Name on File
Tax Bill$3,493 (2025)
Deeds & MortgagesMay 2022 Mortgage
Apr 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN234-160-33-00

Property Details

APN / Parcel Number

Primary APN234-160-33-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area2,314 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area55,757 sqft
Garage TypeCarport
CarportCarport
Parking Spaces5 Parking Spaces

Location & Zoning

Street Address904 SEPH WAY
CityESCONDIDO
StateCA
Zip92027-3926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 1 TR PM06278
Legal SubdivisionRANCHO RINCON DEL DIABLO
Legal Tract6278
Legal Block4
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4008
Census Tract20602

Owner

904 Seph Way is owner-occupied and held in a trust since May 2019.

Source: San Diego County records, as of September 21, 2026

Owner of RecordTrust Name on File
Mailing Address904 SEPH WAY, ESCONDIDO, CA 92027-3926
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 17, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
May 17, 2019Affidavit of Death, Transfer
ATTORNEY ONLY
Feb 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 8, 2019
Transfer Doc0000187121
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address904 SEPH WAY, ESCONDIDO, CA 92027-3926
Transaction TypeMortgage
Record UpdatedMay 23, 2022
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 SEPH WAY, ESCONDIDO, CA 92027-3926

Mortgage

Document Number0000210503
DateMay 16, 2022
Instrument2022-0210503
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address904 SEPH WAY, ESCONDIDO, CA 92027-3926
Transaction TypeMortgage
Record UpdatedApr 23, 2021
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 SEPH WAY, ESCONDIDO, CA 92027-3926

Mortgage

Document Number0000287668
DateApr 14, 2021
Instrument2021-0287668
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 17, 2019
Property Address904 SEPH WAY, ESCONDIDO, CA 92027-3926
Document Number0000187121
Instrument DateMay 8, 2019
Instrument187121
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address904 SEPH WAY ESCONDIDO CA 920273926, ESCONDIDO, CA 92027-3926

May 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateMay 17, 2019
Property Address904 SEPH WAY, ESCONDIDO, CA 92027-3926
Document Number0000187120
Instrument DateMay 8, 2019
Instrument187120
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address904 SEPH WAY ESCONDIDO CA 920273926, ESCONDIDO, CA 92027-3926

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 24, 2017
Property Address904 SEPH WAY, ESCONDIDO, CA 92027-3926
Document Number0000090175
Instrument DateFeb 17, 2017
Instrument90175
Transaction TypeTransfer
Record UpdatedMar 1, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address904 SEPH WAY ESCONDIDO CA 920273926, ESCONDIDO, CA 92027-3926

Tax Assessment & Valuation

The 2025 property tax bill for 904 Seph Way was $3,493.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$306,675 (+2%) Land $122,455 Building $184,220
2025$3,493.00$300,662 Land $120,054 Building $180,608
2023$3,343.00 (+1.24%)$288,989 Land $115,393 Building $173,596
2022$3,302.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 904 Seph Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Seph Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ESCONDIDO
serves 137,044 people · EPA ID CA3710006
Water SourceSurface water
Last State InspectionSep 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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