St. Johns County property record for 904 San Jose Rd, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1982 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Dec 2025) |
| Tax Bill | $2,939 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 239650-0000 |
| Primary APN | 239650-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Detached |
| Garage Area | 276 sqft |
| Pool Area | 651 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 40 sqft |
| Deck Area | Deck Area |
| Patio Area | 822 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 904 SAN JOSE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 8-53 ST AUG SOUTH UT 17 LOTS 4548 4549 & N1/2 LOT 4550 OR6278/1226 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 47 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 17 |
| Legal Block | 17 |
| Legal Lot Number | 4548 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 21302 |
Source: St. Johns County records · APN 239650-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 904 SAN JOSE RD, SAINT AUGUSTINE, FL 32086-6618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Mar 06, 2019 | Warranty Deed, Transfer · ARM CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on Record |
| Deed Sale | Dec 23, 2025 · Amount on Record |
| Prior Sale | Mar 24, 2020 · Amount on Record |
| Deed Document Number | 2025103908 |
| Deed Book / Page | 6278 / 1226 |
| Prior Transfer Date | Oct 23, 2009 |
| Prior Transfer Doc | 0032531692 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 23, 2025 |
| Property Address | 904 SAN JOSE RD, SAINT AUGUSTINE, FL 32086-6618 |
| Document Number | 0062781226 |
| Book / Page | 6278 / 1226 |
| Map Reference | MB 8 PG 53 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2025103908 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 E HOPPE RD, UNIONVILLE, MI 48767-9617 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 904 SAN JOSE RD, ST AUGUSTINE, FL 32086-6618 |
| Document Number | 0062781228 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 6278/1228 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 24, 2020 |
| Property Address | 904 SAN JOSE RD, SAINT AUGUSTINE, FL 32086-6618 |
| Document Number | 0049081487 |
| Book / Page | 004908 / 001487 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 23606 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2020 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 780 LEDFORD LN SMITHFIELD VA 234305928, SMITHFIELD, VA 23430-5928 |
| Document Number | 49081489 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 004908/001489 |
| Instrument | 23607 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 06, 2019 |
| Property Address | 904 SAN JOSE RD, SAINT AUGUSTINE, FL 32086-6618 |
| Document Number | 0046900706 |
| Book / Page | 4690 / 0706 |
| Map Reference | MB 8 PG 53 |
| Instrument Date | Mar 04, 2019 |
| Instrument | 2019015375 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ACTION TITLE SERVICES OF ST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,693.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 INOCWONALD STREET, 105, SAINT MARYS, GA 31558 |
| Name | Verified Name |
|---|---|
| Address | 904 SAN JOSE RD, SAINT AUGUSTINE, FL 32086-6618 |
| Document Number | 2019015376 |
|---|---|
| Date | Mar 06, 2019 |
| Instrument | 2019015376 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Apr 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Margin | 5 |
| Max Rate | 11.7% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358,266 (+55.42%) Land $131,100 Building $227,166 | $358,266 (+8.67%) Land $131,100 Building $227,166 | |
| 2025 | $2,939.00 (+13.43%) Homeowner's exemption | $230,516 (+5.99%) | $329,693 (+4.57%) Land $133,800 Building $195,893 |
| 2024 | $2,591.00 (+2.13%) | ||
| 2023 | $2,537.00 (+3.26%) Homeowner's exemption | $217,494 (+3%) | $315,270 (+11.52%) Land $133,800 Building $181,470 |
| 2022 | $2,457.00 Homeowner's exemption | $211,159 | $282,701 Land $89,600 Building $193,101 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 8 (1992–2016) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 297 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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