904 Saint Martins Loop, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 904 Saint Martins Loop, Severna Park, MD 21146

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,063 sqft · built 2016
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$603,868 (Jul 2016)
Tax Bill	$7,620 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-731-90241120`

Property Details

APN / Parcel Number

Primary APN	`03-731-90241120`
Alternative APNs	`3-731-90241120` `73190241120`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,063 sqft Living Area
Gross Area	4,463 sqft
1st Floor Area	1,366 sqft
Basement Area	1,067 sqft
Finished Basement	1,067 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	73190241120
Street Address	904 SAINT MARTINS LOOP
City	SEVERNA PARK
State	MD
Zip	21146-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 18 ST MARTINS MANOR AT SEVE
Legal Subdivision	ST MARTINS MANOR AT SEVE
Legal Block	1
Legal Lot Number	18
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1012
Census Tract	730605

Owner

904 Saint Martins Loop is owned and occupied by two individuals who acquired it in August 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 SAINT MARTINS LOOP, SEVERNA PARK, MD 21146-2748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2016 · Amount on File
Deed Sale	Jul 28, 2016 · Amount on File
Deed Book / Page	29866 / 40
Last Transfer Date	Aug 30, 2021
Transfer Doc	0375260162
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	904 SAINT MARTINS LOOP, SEVERNA PARK, MD 21146-2748
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0420250437
Date	Jan 28, 2026
Book Page	42025/437

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	354 Months
Due	Jul 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	904 SAINT MARTINS LOOP, SEVERNA PARK, MD 21146-2748
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0348890199
Date	Jul 14, 2020
Book Page	34889/199

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 15, 2021
Property Address	904 SAINT MARTINS LOOP, SEVERNA PARK, MD 21146-2748
Document Number	0375260162
Book / Page	37526 / 162
Map Reference	MB 326 FO 32-33
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	ENDEAVOR TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	904 SAINT MARTINS LOOP, SEVERNA PARK, MD 21146-2748

Mortgage

Document Number	0037526166
Date	Sep 15, 2021
Instrument	37526/166

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 904 Saint Martins Loop was $7,620 with a homeowner's exemption, up 2.3% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$756,133 (+8.19%)	$813,400 (-) Land $242,400 Building $571,000
2025	$7,620.00 (+2.31%) Homeowner's exemption	$698,867	$813,400 Land $242,400 Building $571,000
2024	$7,448.00 (+9.59%)
2023	$6,796.00 Homeowner's exemption	$633,433	$641,600 Land $217,400 Building $424,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Saint Martins Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2011–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Saint Martins Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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