904 S Terrace St, Temple, TX 76501 Property Records

Bell County property record for 904 S Terrace St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 896 sqft · built 1960
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Sep 2021)
Tax Bill	$439 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0038020000`

Property Details

APN / Parcel Number

Primary APN	`0038020000`
Alternative APNs	`129689` `865713`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	904 S TERRACE ST
City	TEMPLE
State	TX
Zip	76501-6144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	CRESTVIEW, BLOCK 035, LOT 0006, TRACT 24
Legal Subdivision	CRESTVIEW
Legal Tract	24
Legal Block	35
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3038
Census Tract	20800

Owner

904 S Terrace St is owned and occupied by an individual who bought it in September 2021.

Source: Bell County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	904 S TERRACE ST, TEMPLE, TX 76501-6144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Oct 29, 2009
Deed Document Number	202157931
Prior Transfer Date	May 23, 2019
Prior Transfer Doc	0000030353
Record Updated	Oct 29, 2026

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 7, 2021
Property Address	904 S TERRACE ST, TEMPLE, TX 76501-6144
Document Number	0000057931
Map Reference	VOL 511 PG 411
Instrument Date	Aug 27, 2021
Instrument	2021057931
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 397, TEMPLE, TX 76503-0397

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 S TERRACE ST, TEMPLE, TX 76501-6144

Mortgage

Document Number	0000057932
Date	Sep 7, 2021
Instrument	2021057932

Lender

Name	HELEN VAUGHAN
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 3, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 904 S Terrace St was $439 with exemptions applied.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$439.00	$70,993	$106,188 Land $25,200 Building $80,988
2023	$428.00 (-7.76%) Homeowner's exemption Senior Citizen's exemption	$95,559 Land $21,000 Building $74,559	$95,559 Land $21,000 Building $74,559
2022	$464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 S Terrace St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 S Terrace St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, SOS Communications, T-Mobile.

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