904 Ryan Way, Elko, NV 89801 Property Records

Elko County property record for 904 Ryan Way, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,828 sqft · built 1966
Lot Size	0.259 acres (11,282 sqft)
Owner	Individual Name on Record
Last Sale	$242,500 (Dec 2018)
Tax Bill	$1,451 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`001-581-010`

Property Details

APN / Parcel Number

Primary APN	`001-581-010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	4 Stories
Building Area	1,828 sqft Living Area
Gross Area	2,168 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,282 sqft (0.259 acres)
Lot Dimensions	118 ft deep x 5 ft wide
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Evaporative

Location & Zoning

Street Address	904 RYAN WAY
City	ELKO
State	NV
Zip	89801-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	GOLF COURSE TERRACE SUB UNIT NO 4 FILE 20805 ALSO 5X117.96 ADJOINING THE WLY SIDE OF SAID LOT 12 AND BEING SITUATE IN MDB&M AND DESCRIBED AS FOLLOWS: BEG AT THE MOST ELY COR OF SAID LOT 12 BLK F, GOLF COURSE TERRACE SUB UNIT 4; TH: N 52 5413 W ALONG
Legal Range	55E
Legal Township	34N
Legal Section	11
Legal Subdivision	GOLF COURSE TERRACE UNIT 4
Legal Block	F
Legal Lot Number	12
Legal Unit	4
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1000
Census Tract	950800

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	904 RYAN WAY, ELKO, NV 89801-2618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2018	Deed of Trust, Mortgage RURAL HSNG SVC OR SUCCESSOR AG
Dec 6, 2018	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2018 · Amount on Record
Deed Sale	Dec 6, 2018 · Amount on Record
Prior Sale	Sep 30, 2016
Deed Document Number	2018749274
Prior Transfer Date	Aug 17, 2016
Prior Transfer Doc	0000716402
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	904 RYAN WAY, ELKO, NV 89801-2618
Document Number	0000749275
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	994 RYAN WAY ELKO NV 89801, ELKO, NV 89801

Mortgage

Document Number	0000749275
Date	Dec 6, 2018
Instrument	749275

Lender

Name	RURAL HSNG SVC OR SUCCESSOR AG
Address	ST LOUIS, MO 63120-1703

Agreement

Amount	Amount Recorded
Term	396 Months
Due	Dec 5, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Dec 6, 2018
Property Address	904 RYAN WAY, ELKO, NV 89801-2618
Document Number	0000749274
Instrument Date	Dec 1, 2018
Instrument	749274
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$945.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 RYAN WAY ELKO NV 898012618, ELKO, NV 89801-2618

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,451.00 (+5.45%)	$39,634 (-0.18%) Land $16,100 Building $23,534	$113,240 (-0.18%) Land $46,000 Building $67,240
2025	$1,376.00 (+21.45%)	$39,706 (+7.55%) Land $16,100 Building $23,606	$113,446 (+7.55%) Land $46,000 Building $67,446
2023	$1,133.00 (+7.9%)	$36,918 (+11.08%) Land $15,400 Building $21,518	$105,480 (+11.08%) Land $44,000 Building $61,480
2022	$1,050.00	$33,235 Land $15,400 Building $17,835	$94,957 Land $44,000 Building $50,957

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 56% of Nevada
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Frontier, Rise Broadband.

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