904 Rosa Dr, Decorah, IA 52101 Property Records

Winneshiek County property record for 904 Rosa Dr, Decorah, IA 52101

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,270 sqft · built 1998
Lot Size0.312 acres (13,590 sqft)
Owner2 Individual Names on File
Tax Bill$5,878 (2026)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN110940400700

Property Details

APN / Parcel Number

Primary APN110940400700

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,270 sqft Living Area
Basement Area1,270 sqft
Finished Basement950 sqft
Unfinished Basement320 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,590 sqft (0.312 acres)
Lot Dimensions147 ft deep x 90 ft wide
Garage TypeAttached
Garage Area846 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area85 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address904 ROSA DR
CityDECORAH
StateIA
Zip52101-1125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 2 PINE CREST 3RD
Legal Range08W
Legal Township98N
Legal Section09
Legal SubdivisionPINE CREST THIRD ADD
Legal Block2
Legal Lot Number4
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group3
Census Block3002
Census Tract950200

Owner

904 Rosa Dr is owned and occupied by two individuals.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address904 ROSA DR, DECORAH, IA 52101-1125
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address904 ROSA DR, DECORAH, IA 52101-1125
Transaction TypeMortgage
Record UpdatedJul 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000001660
DateJun 14, 2018
Book Page0000002018/0000001660
Instrument000000001660
Lender
NameBANK OF THE WEST
TypeBank
Agreement
AmountAmount on Record
Term295 Months
DueJan 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 904 Rosa Dr was $5,878 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,878.00$365,340 (-) Land $47,740 Building $317,600$365,340 (-) Land $47,740 Building $317,600
2025$5,878.00 (+5.19%) Homeowner's exemption$365,340 Land $47,740 Building $317,600$365,340 Land $47,740 Building $317,600
2024$5,588.00
2023$320,830 (+14.93%) Land $47,740 Building $273,090$320,830 Land $47,740 Building $273,090
2022$5,632.00 Homeowner's exemption$279,150 Land $39,780 Building $239,370
2021$279,150 Land $39,780 Building $239,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Rosa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Rosa Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECORAH WATER DEPARTMENT
serves 7,615 people · EPA ID IA9630012
Water SourceGroundwater
Last State InspectionJun 2024
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
GigFire
Fixed Wireless
150 / 130

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