Chesapeake City property record for 904 Robert Welch Ct, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,351 sqft · built 2006 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Apr 2018) |
| Tax Bill | $5,610 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit May 2024 Second Mortgage + 3 more |
| APN | 0361016000230 |
| Primary APN | 0361016000230 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,351 sqft Living Area |
| 1st Floor Area | 1,124 sqft |
| Upper Floors Area | 1,124 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,028 sqft (0.345 acres) |
| Lot Dimensions | 55 ft deep x 30 ft wide |
| Garage Type | Attached |
| Garage Area | 457 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 600 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 904 ROBERT WELCH CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 23 WOODS EDGE |
| Legal Subdivision | BELLWOOD MEADOWS/WOODS EDGE/ROSE GARDEN |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20910 |
904 Robert Welch Ct is owned and occupied by two individuals who bought it in April 2018.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 904 ROBERT WELCH CT, CHESAPEAKE, VA 23320-6771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit ENERGY FEDERAL CREDIT UNION |
| May 2, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUENERGY FCU |
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit TRUENERGY FEDERAL CREDIT UNION |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE INC |
| Apr 12, 2018 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2018 · Amount on File |
| Deed Sale | Apr 12, 2018 · Amount on File |
| Prior Sale | Mar 22, 2007 · Amount on File |
| Deed Document Number | 20189091 |
| Deed Book / Page | 9901 / 425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 26, 2026 |
| Property Address | 904 ROBERT WELCH CT, CHESAPEAKE, VA 23320-6771 |
| Document Number | 0000013249 |
| Book / Page | 10982 / 1378 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202613249 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 904 ROBERT WELCH CT, CHESAPEAKE, VA 23320-6771 |
| Document Number | 0000013249, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 10982/1378 |
| Instrument | 202613249 |
| Name | ENERGY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 904 ROBERT WELCH CT, CHESAPEAKE, VA 23320-6771 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 10746/1502 |
|---|---|
| Date | May 2, 2024 |
| Book Page | 10746/1502 |
| Instrument | 240008559 |
| Name | TRUENERGY FCU |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Mar 12, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 904 ROBERT WELCH CT, CHESAPEAKE, VA 23320-6771 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 10677/1058 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 10677/1058 |
| Instrument | 230014415 |
| Name | TRUENERGY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 22, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 904 ROBERT WELCH CT, CHESAPEAKE, VA 23320-6771 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010165/339 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 10165/339 |
| Instrument | 200018866 |
| Name | MLD MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 12, 2018 |
| Property Address | 904 ROBERT WELCH CT, CHESAPEAKE, VA 23320-6771 |
| Document Number | 9901/425 |
| Book / Page | 9901 / 425 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 180009091 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 ROBERT WELCH CT, CHESAPEAKE, VA 23320-6771 |
| Document Number | 180009092 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 180009092 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 904 Robert Welch Ct was $5,610.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $580,800 (+4.57%) Land $150,000 Building $430,800 | $580,800 (+4.57%) Land $150,000 Building $430,800 | |
| 2025 | $5,610.00 | $555,400 Land $140,000 Building $415,400 | $555,400 Land $140,000 Building $415,400 |
| 2023 | $490,400 (+4.47%) Land $125,000 Building $365,400 | $490,400 (+4.47%) Land $125,000 Building $365,400 | |
| 2022 | $469,400 Land $120,000 Building $349,400 | $469,400 Land $120,000 Building $349,400 | |
| 2019 | $4,056.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 904 Robert Welch Ct; there have been 12 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 161 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 12 (2003–2023) |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 904 Robert Welch Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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