904 Ritsher St, Beloit, WI 53511 Property Records

Rock County property record for 904 Ritsher St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1958
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on Record
Last Sale	$119,500 (Dec 2021)
Tax Bill	$2,518 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206 13480440`

Property Details

APN / Parcel Number

Primary APN	`206 13480440`
Alternative APN	`13480440`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	8,102 sqft (0.186 acres)

Location & Zoning

Account Number	206 13480440
Street Address	904 RITSHER ST
City	BELOIT
State	WI
Zip	53511-4845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 19 & E 16.03 FT L 18 B 11 MC GAVOCK HTS
Legal Subdivision	MC GAVOCK HTS
Legal Lot Number	19
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1023
Census Tract	2000

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	904 RITSHER ST, BELOIT, WI 53511-4845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK
Dec 3, 2021	Transfer on Death Deed, Transfer
Jun 1, 2018	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Prior Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	20212206300
Prior Transfer Date	Nov 24, 2021
Prior Transfer Doc	0002206299
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	904 RITSHER ST, BELOIT, WI 53511-4845
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002245727
Date	Aug 9, 2023
Instrument	2245727

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 5, 2033

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Dec 3, 2021
Property Address	904 RITSHER ST, BELOIT, WI 53511-4845
Document Number	0002206300
Instrument Date	Nov 24, 2021
Instrument	2206300
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 RITSHER ST, BELOIT, WI 53511-4845

Mortgage

Document Number	0002206301
Date	Dec 3, 2021
Instrument	2206301

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ROCK WI
Recording Date	Dec 3, 2021
Property Address	904 RITSHER ST, BELOIT, WI 53511-4845
Document Number	0002206299
Instrument Date	Nov 24, 2021
Instrument	2206299
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 E RIDGE RD APT 4, 4, BELOIT, WI 53511-3982

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jun 1, 2018
Property Address	904 RITSHER ST, BELOIT, WI 53511-4845
Document Number	0002104326
Instrument Date	May 24, 2018
Instrument	2104326
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 RITSHER ST, BELOIT, WI 53511-4845

Mortgage

Document Number	0002104327
Date	Jun 1, 2018
Instrument	2104327

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,518.00 (+64.25%) Homeowner's exemption	$162,000 (+52.83%) Land $15,700 Building $146,300	$177,900 (+47.51%)
2023	$1,533.00 Homeowner's exemption	$106,000 Land $15,700 Building $90,300	$120,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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