904 Ridgeway Dr, Liberty, MO 64068 Property Records

Clay County property record for 904 Ridgeway Dr, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,375 sqft · built 1963
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$457,985 (May 2026)
Tax Bill	$3,503 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-109-00-04-030.00`

Property Details

APN / Parcel Number

Primary APN	`15-109-00-04-030.00`
Alternative APNs	`1510900040300001` `267200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,375 sqft Living Area
Gross Area	2,750 sqft
1st Floor Area	1,375 sqft
Basement Area	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Raised Ranch
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	150 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Deck Area	276 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	904 RIDGEWAY DR
City	LIBERTY
State	MO
Zip	64068-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUEBERRY HILLS NORTH RESURVEY LTS 1,4,5,8,9,12,13 LT 5
Legal Range	31W
Legal Township	51N
Legal Section	06
Legal Subdivision	BLUEBERRY HILLS NORTH RESURVEY
Legal Lot Number	5
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1006
Census Tract	21404

Owner

904 Ridgeway Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Clay County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 RIDGEWAY DR, LIBERTY, MO 64068-1336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK/KANSAS CITY
Oct 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage CLICK N CLOSE INC
Oct 5, 2020	Warranty Deed, Transfer CONTINENTAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2026 · Amount on File
Deed Sale	May 26, 2026 · Amount on File
Prior Sale	Sep 28, 2023
Deed Document Number	202613920
Deed Book / Page	10174 / 119
Prior Transfer Date	Dec 18, 2012
Prior Transfer Doc	0000049566
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	May 26, 2026
Property Address	904 RIDGEWAY DR, LIBERTY, MO 64068-1336
Document Number	0000013920
Book / Page	10174 / 119
Instrument Date	May 14, 2026
Instrument	202613920
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 RIDGEWAY DR, LIBERTY, MO 64068-1336

Mortgage

Document Number	0000013921,
Date	May 26, 2026
Instrument	202613921

Lender

Name	FIRST FEDERAL BANK/KANSAS CITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	904 RIDGEWAY DR, LIBERTY, MO 64068-1336
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 RED MAPLE DR, LIBERTY, MO 64068-4350

Mortgage

Document Number	0000024120
Date	Oct 3, 2023
Book Page	9635/140
Instrument	2023024120

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Oct 5, 2020
Property Address	904 RIDGEWAY DR, LIBERTY, MO 64068-1336
Document Number	0000037172
Book / Page	8823 / 10
Instrument Date	Sep 30, 2020
Instrument	2020037172
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 RIDGEWAY DR, LIBERTY, MO 64068-1336

Tax Assessment & Valuation

The 2025 property tax bill for 904 Ridgeway Dr was $3,503, up 17.8% from the year before.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,503.00 (+17.79%)	$48,750	$256,579
2024	$2,974.00 (-1.65%)
2023	$3,024.00	$38,670	$203,526
2019	$2,588.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 904 Ridgeway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Ridgeway Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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