904 Prospect Ct, Northfield, MN 55057 Property Records

Rice County property record for 904 Prospect Ct, Northfield, MN 55057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,678 sqft · built 1976
Lot Size	0.327 acres (14,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Aug 2017)
Tax Bill	$6,104 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22.06.4.26.124`

Property Details

APN / Parcel Number

Primary APN	`22.06.4.26.124`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,678 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	1,408 sqft
Finished Basement	100 sqft
Unfinished Basement	1,408 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,250 sqft (0.327 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	576 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	904 PROSPECT CT
City	NORTHFIELD
State	MN
Zip	55057-2944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 21 OF EAST WOODLEY B3-5, 13, 20 & 21
Legal Subdivision	EAST WOODLEY B3-5, 13, 20 & 21
Legal Block	21
Legal Lot Number	2
Jurisdiction	RICE MN
Township / Civil Division	NORTHFIELD
Census Block Group	1
Census Block	1024
Census Tract	70503

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 PROSPECT CT, NORTHFIELD, MN 55057-2944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HM MTG
Nov 12, 2018	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Aug 21, 2017	Grant Deed, Transfer · Conventional with PMI BELL BK
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit TORO EMP FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2017 · Amount on Record
Deed Sale	Aug 21, 2017 · Amount on Record
Prior Sale	Oct 16, 1998 · Amount on Record
Deed Document Number	2017700289
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	904 PROSPECT CT, NORTHFIELD, MN 55057-2944
Document Number	0000728700
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	904 PROSPECT CT NORTHFIELD MN 550572944, NORTHFIELD, MN 55057-2944

Mortgage

Document Number	0000728700
Date	Jul 30, 2020
Instrument	728700

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	904 PROSPECT CT, NORTHFIELD, MN 55057-2944
Document Number	0000712184
Instrument Date	Nov 12, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	904 PROSPECT CT NORTHFIELD MN 550572944, NORTHFIELD, MN 55057-2944

Mortgage

Document Number	0000712184
Date	Nov 27, 2018
Instrument	712184

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	ST PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 26, 2028

Interest

Rate Type	Adjustable Rate

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICE MN
Recording Date	Aug 21, 2017
Property Address	904 PROSPECT CT, NORTHFIELD, MN 55057-2944
Document Number	0000700289
Instrument Date	Aug 16, 2017
Instrument	700289
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	904 PROSPECT CT NORTHFIELD MN 550572944, NORTHFIELD, MN 55057-2944

Mortgage

Document Number	700290
Date	Aug 21, 2017
Instrument	700290

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	904 PROSPECT CT, NORTHFIELD, MN 55057-2944
Document Number	0000696325
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2017
Title Company	CREDIT UNION TITLE, CU TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	904 PROSPECT CT NORTHFIELD MN 550572944, NORTHFIELD, MN 55057-2944

Mortgage

Document Number	0000696325
Date	Mar 30, 2017
Instrument	696325

Lender

Name	TORO EMP FCU
Type	Credit Union
Address	BLOOMINGTON, MN 55420-1196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 29, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Northfield City
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,104.00 (+19.5%)	$354,500 (+0.11%) Land $89,300 Building $265,200	$354,500 (+0.11%) Land $89,300 Building $265,200
2025		$354,100 (+6.91%) Land $87,100 Building $267,000	$354,100 (+6.91%) Land $87,100 Building $267,000
2024	$5,108.00 (+23.14%)	$331,200 (-) Land $82,600 Building $248,600	$331,200 (-) Land $82,600 Building $248,600
2023	$4,148.00	$331,200 Land $82,600 Building $248,600	$331,200 Land $82,600 Building $248,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Northfield serves 20,790 people · EPA ID MN1660010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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