904 Point Pl, Tamassee, SC 29686 Property Records

Oconee County property record for 904 Point Pl, Tamassee, SC 29686

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,723 sqft · built 2019
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,815 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052-01-01-019`

Property Details

APN / Parcel Number

Primary APN	`052-01-01-019`
Alternative APN	`1390`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,723 sqft Living Area
1st Floor Area	1,215 sqft
Basement Area	1,215 sqft
Finished Basement	1,215 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Fiber Cement Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,473 sqft (0.47 acres)
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1390
Street Address	904 POINT PL
City	TAMASSEE
State	SC
Zip	29686-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLOCK B LAKE CHEROKEE
Legal Subdivision	LAKE CHEROKEE
Legal Block	B
Legal Lot Number	21
Jurisdiction	OCONEE SC
Township / Civil Division	MOUNTAIN REST
Census Block Group	1
Census Block	1041
Census Tract	30100

Owner

904 Point Pl is owned by two individuals who acquired it in May 2018.

Source: Oconee County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 94, TAMASSEE, SC 29686-0094
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Mar 26, 2020	Deed of Trust, Mortgage PINNACLE BK
Jun 19, 2019	Deed of Trust, Mortgage · Line of Credit PINNACLE BK
May 14, 2018	Quit Claim Deed, Mortgage PINNACLE BK/SIOUX CTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 1, 2018
Transfer Doc	0023600320
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	904 POINT PL, TAMASSEE, SC 29686-2129
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013992
Date	Mar 2, 2021
Book Page	4110/77
Instrument	13992

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	904 POINT PL, TAMASSEE, SC 29686-2129
Document Number	0039450271
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	904 POINT PL TAMASSEE SC 296862129, TAMASSEE, SC 29686-2129

Mortgage

Document Number	0039450271
Date	Apr 6, 2020
Book Page	003945/000271

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	904 POINT PL, TAMASSEE, SC 29686-2129
Document Number	0038440241
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 POINT PL TAMASSEE SC 296862129, TAMASSEE, SC 29686-2129

Mortgage

Document Number	0038440241
Date	Jun 28, 2019
Book Page	003844/000241

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	May 14, 2018
Property Address	904 POINT PL, TAMASSEE, SC 29686-2129
Document Number	0023600320
Book / Page	002360 / 000320
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	904 POINT PL TAMASSEE SC 296862129, TAMASSEE, SC 29686-2129

Mortgage

Document Number	37210283
Date	May 14, 2018
Book Page	003721/000283

Lender

Name	PINNACLE BK/SIOUX CTY
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 13, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 904 Point Pl was $1,815.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,815.00	$19,305 Land $4,343 Building $14,962	$482,617 Land $108,570 Building $374,047
2023		$19,305 Land $4,343 Building $14,962	$482,617 Land $108,570 Building $374,047

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Point Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2020–2025)
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Point Pl is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Point Pl

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