904 Point Ct, New Bern, NC 28560 Property Records

Craven County property record for 904 Point Ct, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,778 sqft · built 2006
Lot Size	0.277 acres (12,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (May 2017)
Tax Bill	$1,281 (2026)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`2-055-123`

Property Details

APN / Parcel Number

Primary APN	`2-055-123`
Alternative APN	`115471`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	1,778 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,045 sqft (0.277 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	115471
Street Address	904 POINT CT
City	NEW BERN
State	NC
Zip	28560-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	123 TOBAGO SCT 7 PT 1
Legal Subdivision	TREASURE COVE
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	2
Census Block	2011
Census Tract	960101

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 LANCASTER LN, MERRITT, NC 28556-9441
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2017 · Amount on Record
Deed Sale	May 11, 2017 · Amount on Record
Prior Sale	Nov 8, 2007 · Amount on Record
Deed Book / Page	3501 / 118
Prior Transfer Date	Mar 8, 2010
Prior Transfer Doc	02896/0200
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 11, 2017
Property Address	904 POINT CT, NEW BERN, NC 28560-9793
Document Number	03501/0118
Book / Page	3501 / 0118
Instrument Date	May 9, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2418 TRAM RD, NEW BERN, NC 28562-7370

Mortgage

Document Number	03501/0122
Date	May 11, 2017
Book Page	3501/0122
Instrument	10007322

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,281.00	$250,810 (-) Land $40,000 Building $210,810	$250,810 (-) Land $40,000 Building $210,810
2025	$1,281.00 (+0.95%)	$250,810 (-) Land $40,000 Building $210,810	$250,810 (-) Land $40,000 Building $210,810
2023	$1,269.00 (+24.41%)	$250,810 (+59.35%) Land $40,000 Building $210,810	$250,810 (+59.35%) Land $40,000 Building $210,810
2022	$1,020.00	$157,400 Land $14,500 Building $142,900
2018			$157,400 Land $14,500 Building $142,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 706 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	890 units insured incl. 184 condo units
Nearby Flood Claims	1,120 (1981–2025)
Claims Outside the SFHA	41 of 1,120
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 560 claims Hurricane Irene, Sep 2011 · 253 claims Hurricane Fran, Sep 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Point Ct

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