Clermont County property record for 904 Pine Valley Ln, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,402 sqft · built 2004 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Oct 2021) |
| Tax Bill | $6,677 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Oct 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-14B-224 |
| Primary APN | 27-28-14B-224 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,402 sqft Living Area |
| 1st Floor Area | 2,402 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 8,407 sqft (0.193 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 198 sqft |
| Patio Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 904 PINE VALLEY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-3325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGENDARY RUN SECTION 4A; LOT 163 |
| Legal Subdivision | LEGENDARY RUN |
| Legal Lot Number | 163 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 41505 |
904 Pine Valley Ln is owned and occupied by an individual who acquired it in November 2021.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 904 PINE VALLEY LN, CINCINNATI, OH 45245-3325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Intrafamily Transfer, Transfer |
| Oct 4, 2021 | Warranty Deed, Transfer |
| Jan 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2021 · Amount on File |
| Deed Sale | Oct 4, 2021 · Amount on File |
| Prior Sale | Nov 1, 2004 · Amount on File |
| Deed Document Number | 202132139 |
| Deed Book / Page | 2896 / 4908 |
| Last Transfer Date | Nov 23, 2021 |
| Transfer Doc | 0000038697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Nov 29, 2021 |
| Property Address | 904 PINE VALLEY LN, CINCINNATI, OH 45245-3325 |
| Document Number | 0000038697 |
| Book / Page | 2903 / 2579 |
| Map Reference | CAB 8 PG 91&92 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 202100038697 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 PINE VALLEY LN, CINCINNATI, OH 45245-3325 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 4, 2021 |
| Property Address | 904 PINE VALLEY LN, CINCINNATI, OH 45245-3325 |
| Document Number | 0000032139 |
| Book / Page | 2896 / 4908 |
| Map Reference | CAB 8 PG 91&92 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 202100032139 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 PINE VALLEY LN, CINCINNATI, OH 45245-3325 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 904 PINE VALLEY LN, CINCINNATI, OH 45245-3325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000001062 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 2828/0890 |
| Instrument | 202000001062 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 904 Pine Valley Ln was $6,677 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | New Richmond Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,677.00 | $150,360 Land $22,260 Building $128,100 | |
| 2024 | $429,600 (-) Land $63,600 Building $366,000 | ||
| 2023 | $12,442.00 (+96.68%) Homeowner's exemption | $150,360 (+20.43%) Land $22,260 Building $128,100 | $429,600 Land $63,600 Building $366,000 |
| 2022 | $6,326.00 Homeowner's exemption | $124,850 Land $18,480 Building $106,370 | |
| 2020 | $356,700 Land $52,800 Building $303,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 904 Pine Valley Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 904 Pine Valley Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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