904 Pine Tree Point Rd, Swanton, MD 21561 Property Records

Garrett County property record for 904 Pine Tree Point Rd, Swanton, MD 21561 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,895 sqft · built 2018
Lot Size	0.459 acres (19,986 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (Apr 2008)
Tax Bill	$5,455 (2025)
Deeds & Mortgages	May 2017 Line of Credit Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-039389`

Property Details

APN / Parcel Number

Primary APN	`18-039389`
Alternative APN	`039389`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,895 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,986 sqft (0.459 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Deck Area	252 sqft
Patio Area	38 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	039389
Street Address	904 PINE TREE POINT RD
City	SWANTON
State	MD
Zip	21561-1265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19986 SQ FT LOT 17 GARNER BUCHANAN DEV SUB
Legal Subdivision	GARNER BUCHANAN DEV SUB
Legal Lot Number	17
Jurisdiction	GARRETT MD
Township / Civil Division	1, SWANTON
Census Block Group	1
Census Block	1043
Census Tract	501

Owner

Source: Garrett County records · APN 18-039389

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	904 PINE TREE POINT RD, SWANTON, MD 21561-1265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 05, 2017	Deed of Trust, Mortgage · Line of Credit FIRST PEOPLES CFCU
Oct 28, 2019	Deed of Trust, Mortgage · Line of Credit FIRST PEOPLES CFCU
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES COMMUNITY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 08, 2008 · Amount on Record
Deed Sale	Apr 08, 2008 · Amount on Record
Prior Sale	Nov 09, 1982 · Amount on Record
Deed Document Number	200880447
Deed Book / Page	1363 / 525
Last Transfer Date	Apr 01, 2016
Transfer Doc	0019300013
Record Updated	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	904 PINE TREE POINT RD, SWANTON, MD 21561-1265
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020040434
Date	May 05, 2017
Book Page	2004/0434
Instrument	2004-0434

Lender

Name	FIRST PEOPLES CFCU
Type	Credit Union
Address	CUMBERLAND, MD 21501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	366 Months
Due	Nov 01, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	904 PINE TREE POINT RD, SWANTON, MD 21561-1265
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021650094
Date	Oct 28, 2019
Book Page	2165/0094

Lender

Name	FIRST PEOPLES CFCU
Type	Credit Union
Address	OAKLAND, MD 21550

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	904 PINE TREE POINT RD, SWANTON, MD 21561-1265
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021580192
Date	Sep 26, 2019
Book Page	2158/0192

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union
Address	CUMBERLAND, MD 21501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,455.00 (+4.3%) Homeowner's exemption	$650,400 (+30.55%) Land $99,900 Building $550,500	$650,400 (-) Land $99,900 Building $550,500
2023	$5,230.00 Homeowner's exemption	$498,200	$650,400 Land $99,900 Building $550,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240230005011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 13% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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