904 Pine Mountain Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 904 Pine Mountain Rd, Hudson, NC 28638 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,116 sqft Heated Area
Lot Size	16,553 sqft (0.38 acres)
Occupancy	Owner Occupied
Last Sale	$270,000 (2026)
Tax Bill	$1,795.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03102 1 70A`
Alternative APN	`155683`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,116 sqft Heated Area
Gross Area	2,726 sqft Gross Area
1st Floor	1,116 sqft 1st Floor
Basement Area	1,092 sqft Basement
Unfinished Basement	1,092 sqft Unfinished
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Split Foyer Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	16,553 sqft (0.38 acres)
Depth X Width	193 ft x 94 ft Depth x Width
Deck Area	80 sqft Deck
Patio Area	408 sqft Patio
Porch Area	30 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	155683
Street Address	904 PINE MOUNTAIN RD
City	HUDSON
State	NC
Zip	28638-9256
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 1854 PG 1832 YR 2014 ST 185.00
Jurisdiction	CALDWELL NC
Minor Civil Division	HUDSON
Census Blockgroup	2
Census Block	2024
Census Tract	30600

Owner

Source: Caldwell County records · APN 03102 1 70A

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	904 PINE MOUNTAIN RD, HUDSON, NC 28638-9256
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Mar 05, 2004 · Amount on Record
Deed Doc Number	202610115238
Deed Book / Page	2155 / 1528
Record Refreshed	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jan 29, 2026
Property Address	904 PINE MOUNTAIN RD, HUDSON, NC 28638-9256
Document Number	0021551528
Book / Page	2155 / 1528
Map Reference	MB 21 PG 139
Instrument Date	Jan 29, 2026
Instrument	10115238
Transaction Type	Transfer
Record Updated	Apr 09, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded Values by County
Additional	Notice of Trustee Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 PINE MOUNTAIN RD, HUDSON, NC 28638-9256

Mortgage

Document Number	0010115239
Date	Jan 29, 2026
Instrument	10115239

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Feb 01, 2031
Change Frequency	5 Years
Min Rate At Change	3.65%
Max Rate At Change	7.65%
Index	5-Year CMT
Max Rate	11.6%

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,795.00 (+70.47%)	$227,200 (+71.86%) Land $12,500 Building $214,700	$227,200 (+71.86%) Land $12,500 Building $214,700
2024	$1,053.00 (+1.94%)
2023		$132,200 (-) Land $12,500 Building $119,700	$132,200 (-) Land $12,500 Building $119,700
2022	$1,033.00	$132,200 Land $12,500 Building $119,700	$132,200 Land $12,500 Building $119,700

Flood & Wildfire

904 Pine Mountain Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Caldwell County (37027C), updated January 22, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 32nd percentile of exposed land nationally · 43rd in North Carolina
Wildfire Likelihood	Low — about 1 in 2,326 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.