Berrien County property record for 904 Park St, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,278 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $231,067 (Nov 2022) |
| Tax Bill | $6,244 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Nov 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-0340-0399-00-7 |
| Primary APN | 76-0340-0399-00-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,278 sqft Living Area |
| 1st Floor Area | 881 sqft |
| Basement Area | 571 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 66 ft deep x 66 ft wide |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|
| Street Address | 904 PARK ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - E |
| Legal Description | THE SELY 1/2 OF LOT 399 ORIGINAL PLAT OF CITY OF ST JOSEPH THE NWLY LN OF WHICH IS PAR TO SELY LN OF SD LOT |
| Legal Subdivision | PLATNEWBERRYPORT |
| Legal Lot Number | 399 |
| Legal Unit | 399 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 802 |
904 Park St is owned by two individuals who bought it in November 2022.
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 654 ELM ST, DEERFIELD, IL 60015-4265 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HONOR CU |
| Nov 7, 2022 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2022 · Amount on File |
| Deed Sale | Nov 7, 2022 · Amount on File |
| Prior Sale | Jan 17, 2019 · Amount on File |
| Deed Document Number | 2022366517 |
| Deed Book / Page | 3391 / 582 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 904 PARK ST, SAINT JOSEPH, MI 49085-1340 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03261/1687 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 3261/1687 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Nov 7, 2022 |
| Property Address | 904 PARK ST, SAINT JOSEPH, MI 49085-1340 |
| Document Number | 003391/582 |
| Book / Page | 3391 / 582 |
| Map Reference | LB E PG 564 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 2022366517 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Tax | $1,736.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 654 ELM ST, DEERFIELD, IL 60015-4265 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 17, 2019 |
| Property Address | 904 PARK ST, SAINT JOSEPH, MI 49085-1340 |
| Document Number | 03227/1910 |
| Book / Page | 3227 / 1910 |
| Map Reference | LB E PG 564 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,333.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 50689 IRONWOOD RD, GRANGER, IN 46530-9245 |
| Document Number | 0032271912 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 3227/1912 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
The 2025 property tax bill for 904 Park St was $6,244.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,900 | $253,800 | |
| 2025 | $6,244.00 | ||
| 2023 | $98,900 | $197,800 | |
| 2022 | $3,181.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 904 Park St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 904 Park St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures