Calloway County property record for 904 Olive St, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,590 sqft |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Mar 2022) |
| Tax Bill | $725 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2022 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-0-0008-00018 |
| Primary APN | 006-0-0008-00018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,590 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Carport |
| Garage Area | 483 sqft |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 288 sqft |
| Heating System | Hot Water |
|---|
| Account Number | 91898 |
|---|---|
| Street Address | 904 OLIVE ST |
| City | MURRAY |
| State | KY |
| Zip | 42071-1928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 904 OLIVE |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 10400 |
Source: Calloway County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 904 OLIVE ST, MURRAY, KY 42071-1928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA |
| Mar 2, 2022 | Warranty Deed, Construction Loan · Construction Mortgage FNB BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2022 · Amount on Record |
| Deed Sale | Mar 2, 2022 · Amount on Record |
| Deed Document Number | 655658 |
| Deed Book / Page | 1359 / 48 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 904 OLIVE ST, MURRAY, KY 42071-1928 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001246/494 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 1246/494 |
| Instrument | 640076 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | TERRE HAUTE, IN 47807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Mar 2, 2022 |
| Property Address | 904 OLIVE ST, MURRAY, KY 42071-1928 |
| Document Number | 0001359/48 |
| Book / Page | 1359 / 48 |
| Map Reference | MB 31 PG 462 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 655658 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 904 OLIVE ST, MURRAY, KY 42071-1928 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 904 OLIVE ST, MURRAY, KY 42071-1928 |
| Document Number | 0000655659 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 655659 |
| Name | FNB BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 127 Months |
| Due | Oct 1, 2032 |
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Municipality | Murray City |
| Unified School District | Murray Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $725.00 (+0.42%) | $197,000 (+1.03%) | $197,000 (+1.03%) |
| 2023 | $722.00 | $195,000 | $195,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Murray Electric System Fiber | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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